Did your Realtor prepare a Comparative Market Analysis when you listed the property? Did you price your home accordingly? Have you de-cluttered and cleaned the house until it's so shiny and clean that you can eat off the floors? Is your home easy to show? Does is smell good? Is the yard neat and tidy? Do you have animals and can you see or smell them? What is the feed back from the buyers who looked at your home? Are you the prettiest cheapest girl at the party? Do you have the maximum number of pictures in the mls? Are you in a desirable neighborhood and if not have you discounted your home to make up for the short coming? Is your home smaller than most of the homes in the neighborhood? Is the lot smaller? Is your home in disrepair? Is your home dated? Do you have personal belongings such as pictures or religious items visible? If you have done everything above and the home isn't selling you may need another agent. My guess is that there are many items above that you could work on and to get the home sold.... more
I forgot to add one thing. Place some pictures of the house for sale in your car windows when you go shopping. Park, put them in the windows. You never know. SOMeone could see them and call the number you give.... more
Can I ask who told you that you cant add the special assessment into your mortgage? You have the ability to refinance your home and pay the special assessment amount off with your new mortgage loan. The problem that I have been coming accross is that the values have decreased enough where people are unable to borrow more money against their home. Also, many buyers a few years back received 100% financing. Now, they own more than the property is worth. If you are unable to refinance, contact the lender who holds your mortgage and see if you can modify your mortgage loan to receive a lower payment. Lowering the mortgage can help pay your assessments.