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Milton : Real Estate Advice

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  • Home Buying2
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Activity 7
Fri Jul 10, 2015
Chris Stumbaugh answered:
You can contact the title company that is handling the transaction and they can tell you
0 votes 1 answer Share Flag
Wed Jan 1, 2014
Dan Tabit answered:
amilenew,
No property was attached with your question, so we don't know. I would encourage you to find a great local agent to schedule a showing. While attending an open house can be easy, you're depending on whether the listing agent schedules one and hoping that it doesn't find a buyer before it happens. The best homes are going very quickly even now. If you don't want to miss out on the best homes and the best deals, find a great agent right away. ... more
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Fri Jul 19, 2013
stephen webber answered:
Hi Claudia
Your on track because the first step in the process is to gather all of the objective information you can find. Second step unfortunatly is the most critical. Choosing your loan officer and lender. Your objective is to choose an experienced ethical loan officer who works for a lender that offers all of the loan types for first time buyers and works with your state's agency set up to assist first time home buyers.
In the mean time, until you choose the loan officer, dont do anything that will effect your credit. Its so easy to do the wrong thing and cause the score to drop. Experienced loan officers work with credit everyday and understand credit and the agencies. And they have the incentive to get your score up so they can make the loan for you.
After you gather all the information you can find, interview loan officers. First read the article Consultation Interviewing Loan Officers, at Your-Road-Home.com. A web site for first time home buyers. You will also find articles on the various loan types for first time home buyers and be sure to read #9 on the MCC Tax Credit for first time home buyers. Best tax credit yet. If you read the articles in the numbered order you will become one savvy home buyer.
You will also find a link to PA assistance for first time home buyers.
After you have gathered all the informaiton you will find loan officers and real estate agents from your area on Trulia offering their services. And Trulia is a good source for information. When you find a good answer on Trulia be sure to give it the thumbs up. That will help other first time home buyers find the helpful information.
Best of Luck, Stephen Webber
... more
1 vote 2 answers Share Flag
Tue Jan 8, 2013
susiyp answered:
The Title company says it'll be $2000 for the work they're researching on a house for $121,000. Doesn't this seem high to you? It's in Arizona
1 vote 7 answers Share Flag
Thu Jan 19, 2012
Sharon Sapp answered:
Ask your Realtor. Typically, the lender will allow up to 6% of the closing costs but some sellers need to put a cap on what they can contribute for a variety of reasons. Perhaps this is the case here. You also need to have at least 3% of tour own money in the deal. ... more
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Tue Mar 25, 2008
Christopher Benedict answered:
I have to agree with David. There is a misconception that money in means money out. Many homeowners put in $80,000 kitchens, and then are dismayed that home's value only went up $20k. My second guess is to get your own appraiser to look at the property. The bank may be skittish about the value of your home since it is considered a smaller loan, and if they can keep you at 12.25% they are rolling in the profit. Talk to a new bank! ... more
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