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Millington : Real Estate Advice

  • All29
  • Local Info2
  • Home Buying7
  • Home Selling0
  • Market Conditions0

Activity 13
Tue Aug 30, 2016
Kenneth Kelly answered:
Millington TN is a town built on a swamp so when the river swells it backs up, will always go over the little levees they build and yes will flood. I lived in a house around the baseball stadium EVERYTIME it rained my backyard flooded all the way to front yard half way up my driveway. A few years back my sisters entire neighborhood flooded and she lost everything from her car floating down big creek, everything in the house was destroyed. There also use to be an entire area of naval housing that was torn down due to the constantly flooding of the homes. You can find places that do not flood in the millington city limits however the "downtown" millington area will always have its issues. They do have a pretty decent storm water drainage for when the big rains come in, but historically they can not withstand big storms that come to the area. hope that helps you 5 years later ... more
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Wed May 11, 2016
Marie & Michael Ryan asked:
Trying to buy a Fannie Mae Homepath property with a 203k/EEM loan (there are many energy updates to be made as well as repairs so that home meets FHA standards; total updates and repairs…
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Tue Apr 26, 2016
Janice Blansett asked:
Thu Nov 13, 2014
Hi Krazyrebel,

Thank you for your service.

I can do VA loans down to a 580 score but that's only part of the equation. Unfortunately you could have the requisite credit score and debt to income ratios and still not qualify for a mortgage for a number of different reasons. I like to tell my clients that their credit score just gets your foot in the door. We need to do a thorough review of your income, assets and credit history to make sure you meet the VA requirements.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
NMLS# 787231
... more
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Wed Jun 4, 2014
karablader answered:
We hired a Realtor who offered us a T.V. as well. I wasn't sure if that was common or not but our Realtor did a great job in helping us find a home. I would ask around in your community which Realtors people have used and been happy with. ... more
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Sun Dec 15, 2013
bishop answered:
Millington isnt a bad area it is quiet and within 10 minutes of midtown memphis
as a long time millington resident i love it
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Mon Sep 2, 2013
Keith Jean-Pierre answered:
I would suggest you try the regular rental sites: (Rentals Section) (Rentals Section) (Rentals Section)

Between all of those, you will get a very clear picture if you can find what you are looking for. Good luck!
... more
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Tue Jul 3, 2012
Karen Thompson answered:
If you have a regular guaranteed income for a disabilty, the answer is yes. You still have to qualify for the loan with good credit and other requirements. It is certainly worth checking into. ... more
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Fri Jun 22, 2012
Karen Thompson answered:
It depends on a lot of things. The location and condition of the property are big factors as is the length of time the house has been on the market. But in general, you can expect to lower it by $3000 - 4000 because there is no lender involved to charge closing costs over and above attorney fees and other fees. I hope this helps you. ... more
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Mon Sep 19, 2011
Joshua, since you've ALREADY been pre-approved, and if you like your loan officer/feel confident in their ability to get the job done, then you are now ready to seek out a real estate agent like has been mentioned, a buyer's agent. I'd interview as many as you'd like - but at least 3 of them. Don't automatically go with the first agent you speak with, even if they are eventually the one you go with... get a good feel of the different types of agents & their styles.

If I was a buyer, the info I'd want to know would be:

1. How many homes are we able to see in person? Is there a limit?
2. What neighborhoods/areas do you have above-average, specific knowledge of?
3. Will you be able to set me up to get listings emailed to me as soon as they become available, change price, etc.?
4. If I have questions about a specific listed home and you do not know, would you be willing to make reasonable efforts to find out?
5. When it comes time, what is the process for us to determine what a fair offer is on a home?
6. I am looking for [specific unique property type] (i.e. a home on a farm with a certain amount of acreage, a mixed-use property, etc.), do you have past experience helping buyers with [specific unique property type]?

Those are just the ones I can think of off the top of my head. Make notes on your cell phone, etc. whenever you think of random questions to ask and you should come up with a pretty healthy list.

Good luck with everything.
... more
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Thu Sep 17, 2009
Fred Griffin answered:
Ask your Lender about the possibility of an FHA 203K Loan:

Here is the page from HUD / FHA

This Page contains additional information

Here is a list of Lenders that have done an FHA203K Loan within the past 12 months
(be sure to check the 203K Box at the Bottom of the Page):

Best wishes to you,
... more
1 vote 3 answers Share Flag
Wed Mar 4, 2009
Terry Longmire answered:
A. Smith
You will not be expected to pay any commission, the sellers pays the commission. The only time I have ever had a buyer pay me is on a for sale by owner when the seller did not have a realtor and my clients fell in love with the property. We had been working together for a while and they did pay me a commission. Many time a FSBO will pay, this one did not though.

The foreclosure issue depends on the condition it could be as short as a couple of weeks if the house is in good shape or longer if more repairs are needed. Many times if they could not pay their mortgage then they did not do basic repairs either.

I have lived in Millington for 47 yrs and know the area very well, I also have a15yr daughter so I understand the schools. If you look on my web site you will see that I also work with alot of military families so I understand thier needs.
... more
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