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Mill Valley : Real Estate Advice

  • All108
  • Local Info28
  • Home Buying25
  • Home Selling8
  • Market Conditions4

Activity 99
Sun Mar 9, 2014
premierclubmanagement answered:
I own 3 homes. 1 is my primary residence.
the other two are rental properties that I have worked very hard to restore for the purpose of taking out an equity line of credit .
The purpose of which was helping my children purchase a first home, and using the heloc to gift them a down payment.

I'm running into questions as to whether or not the heloc is ok to sorse the down, if I co sign for them in support.
Your advise would be appreciated and options welcome. I want to make this work for my Kids.
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0 votes 8 answers Share Flag
Wed Jan 15, 2014
Janee Doee answered:
Actually, there's another reason. Women were getting hormone replacement therapy about 15 years ago and rates went up. Now, rates are down quite a bit and the only reason they are a bit higher is that everyone gets diagnosed very, very early via digital mammography. They will never die of it, they get diagnosed at age 80, for example. ... more
0 votes 2 answers Share Flag
Mon Dec 30, 2013
Robert Spinosa answered:
I've worked with some very savvy agents and they have asked me to pre-approve all of the financed offers (in addition to the pre-approvals from the lenders the buyers intend to use). And sometimes those financed offers have beat out all cash. In each instance we have performed and closed on time. So, in my experience, I think wise sellers trust their (wise) agents and go with the offer that meets the most of their requirements. Some of these criteria include; price, timing, and believe it or not, emotion. Hard to pass up a rock-solid, above asking offer from a couple with young kids who mirror the sellers themselves from 25 years ago.... For example....

I tell all my buyers never to lose faith. You never know when the seller will recognize your true value, and that above all others. You have to play to win.

Rob Spinosa
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0 votes 7 answers Share Flag
Mon Nov 25, 2013
Linda Saint Amant asked:
TIC is ok or small cottage. She has owned other beach property and is quite familiar with septic, etc. Thank you.
0 votes 0 Answers Share Flag
Mon Nov 25, 2013
Linda Saint Amant asked:
Townhome, Condo or Single Family Home - prefers north end of town.
Thank you.
0 votes 0 Answers Share Flag
Wed Nov 20, 2013
chefmail23 answered:
Good for kids=safe?
Sure. But the vacuum / bubble / Stepford aspect can be a harmful formative influence.
Drug use is prevalent among teens and preteens as there is nothing for children to do here.
Add to that the absentee parenting / nanny-will-do-all-the-work mentality and you end up with kids that
feel entitled and neglected.

Speaks volumes that most young adults leave immediately after high school.
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1 vote 6 answers Share Flag
Wed Nov 6, 2013
Tom answered:
your not getting answers to the question , your are getting sales pitches to use thier services. think of it as 4-6% of $1.2 in your example , split between the two real estate companies that represent the buyer and seller. Each agent gets a percentage of that number from the real estate company. the homeowner that is selling the property pays the commisions normally ... agents can give up commisions to gets deals done if needed... agents in a tight market are worth every penny they earn. dont get hung up on commisions pick a good agent and pay them fairly. ... more
0 votes 11 answers Share Flag
Mon Oct 28, 2013
Dianne Andrews answered:
I recently sold a home to a client at the tip of Strawberry and she absolutely adores it. It is a favorite walking spot for dog owners, and has dramatic San Francisco and water views. It is a very quiet neighborhood, and does not have the freeway noise. It has not only the great shopping center for convenience of boutiques, Safeway, and great restaurants, but also the ever so popular Rec Center with its swimming pool, and baseball field, where the schools play on the weekends. It is also appealing for commuters to the City or the North Bay, or East Bay, as access to the freeway is so nearby. Again, as others have mentioned, if you prefer the cozy downtown feel of Mill Valley, and the trees, coffee houses, and boutiques, the other side of the freeway is probably a better bet. Best to drive around and walk around to see what appeals to you. I am a 20 year Mill Valley agent so if you need any help finding your next Dream Home, I would be happy to help you ... more
0 votes 4 answers Share Flag
Sun Sep 1, 2013
Robert Spinosa answered:
Across the county and across the state, most agents are reporting that momentum is down, but that may not necessarily be a bad thing. Whether the primary cause is seasonal, driven by higher rates, or something other, we all know that markets do not move in a straight line and the level of activity and interest we saw over the Spring was not something any of us expected to continue unabated.

That said, I agree with Audrey's comment below. This is NOT a good time to wait if you are a buyer or seller. Rates remain very good. Yes, 1% or so off of lows, but historically still approximately 4% below 40-year averages. Second, Dodd-Frank is threatening to restrict lending in a serious way come January, 2014. Buyers who are eligible now may not be in 4 months. Sellers should take this into consideration too.

We were very fortunate to have a great August, and I am very optimistic about the Fall as well. But we need to recognize the dynamics at play and the threats present as we head into next year.
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0 votes 6 answers Share Flag
Fri Aug 30, 2013
Audrey Moira Shimkas answered:
May is lovely, but from June through August the skies are overcast and the temp is cool until about August when the sun finally shines on through the fall. But you can't beat the beauty of the area all year long. ... more
0 votes 5 answers Share Flag
Fri Aug 30, 2013
Audrey Moira Shimkas answered:
From the viewpoint of an experienced listing broker, it is always a "tightrope" to represent both sides. It takes a special buyer and seller and agent to have this work to everyone's satisfaction. ... more
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Mon Jul 15, 2013
David Poulsen answered:
I will be happy to send you more photos, if you want to see it in person, call me at 415-735-6188.
0 votes 1 answer Share Flag
Mon Jun 24, 2013
Kelley Eling answered:
In addition to spiritual and cultural life in Marin, it's beautiful and it's safe. Very family-oriented. I know of no better place to live.
0 votes 7 answers Share Flag
Sat May 18, 2013
mmonday01 answered:
I would chalk part of it to the "ebbs and flows" of life. I grew up in MV mostly in the 70's and moved away with family in '79. Back then it was a different scene. I imagine this current scene will also run it's course. My personal feelings are the younger generation are not so materistic, they don't want expensive cars or huge homes. So this may cycle through in time. I'd like to move back with my own family if we could only afford it. As an aside, we drive a beat up 96 Toyota Corolla. I hope they don't sneer at us! ... more
0 votes 9 answers Share Flag
Tue Apr 16, 2013
Michelle Morrone answered:
Many buyers are drawn to newer homes because they are being built energy-efficient. A new construction at a slightly higher sale price may in the long run be less expensive than a lower sale price on an older home (even with remodeling) due to the savings you will see in your monthly bills. Additionally, newer construction tends to have the layout most people are looking for today (a laundry room instead of a formal living room, a great room open to the kitchen, 1 story ranch style instead of 2 story or vaulted ceilings that some feel wastes space and reduces energy efficiency). As some people said below, there are many possible answers to your question but I know this is what I have seen. ... more
0 votes 5 answers Share Flag
Mon Feb 25, 2013
Stevens & Manley answered:
We always refer this question to an attorney.
3 votes 7 answers Share Flag
Sun Feb 3, 2013
People Investigating Toxic Sites answered:
Find out locations of closed dumpsites (landfills) before moving to Marin County. I know of homes, parks and schools built on former dumpsites in Mill Valley, Larkspur and Corte Madera. Recently, there was yet another gas leak at Mill Valley Middle School which was built on top of an enormous landfill containing carcinogenic chemicals and highly explosive, highly flammable gases. Protect yourself and your family by doing the research before you move. ... more
0 votes 5 answers Share Flag
Tue Jan 22, 2013
Robert Spinosa answered:

I work with a lot of self-employed borrowers and would be happy to look at your scenario. I'm in Marin and a quick review would involve no cost or obligation, no credit check and maybe just ten minutes of your time. Get in touch if you think I can assist.

Rob Spinosa
RPM Mortgage
... more
0 votes 12 answers Share Flag
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