Aloha. I am very familiar with your situation, and yes HOA dues do not get dismissed! However, the HOA's can be settled in a short sale. Often times your BK attorney will not answer questions about your home, etc. Sometimes the BK attorney charges additional fees if you want him to settle the real estate property for you. I have helped several home owners sell their property after Bankruptcy, and I can help you too. I know what questions to ask your lender and your home owner's association to get the process moving towards settlement! Please call me today to discuss your home situation at 630-9396.
Sincerely, Caroline Miller, Real Estate Agent, SFR, e-PRO
Prudential Locations LLC