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Midtown : Real Estate Advice

  • All10
  • Local Info2
  • Home Buying4
  • Home Selling0
  • Market Conditions0

Activity 9
Mon Dec 8, 2014
stroyer62 answered:
I've lived in mid town 14v years never had a problem day or late night i own two homes in boulevard park area i do agree late at night its best too walk with others especially women and always beware of your surroundings.people in midtown are generally very friendly and most are always willing to help if you ever have a problem 1-10 i would give it a 9 sincerely steven troyer ... more
0 votes 6 answers Share Flag
Sat Aug 17, 2013
James Tan answered:
Hi Michelle

I am not sure whether you are looking for a rental (since your question is posed under the "Rentals" section) or for a home to purchase in elk grove.

Elk grove is famous for its tree lined streets and good schools. There are a lot of areas here that may suit your criteria. Elk grove has 3 zip codes 95757, 95758 and 95624. 95757 is the newest zip, and it is in the southern most part of elk grove. 95758 is the older zipcode east of hwy 5, and west of hwy 99.
95624 is in the eastern part of Hwy 99.

Depending on your commuting pattern, you may prefer to reside in the east or in the west.
There are many good schools in most areas within elk grove.

Prices have gone up in recent months, but are still quite reasonable compared to the peak in 2005 and also compared to other areas like folsom and roseville.

Please contact me if I can be of any help.

Best regards,

James Tan
Bethany real estate and investments
916 230 5250
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0 votes 3 answers Share Flag
Wed Aug 14, 2013
Jim Walker answered:
Good answer from Maurice.
I will add. Your subheading is rentals in Midtown. There is an old joke that goes: Q: What are three most important things that determine real estate value? A. Location, location, location.

Rents are higher in midtown than in some other parts of Sacramento because of its ____________.
You fill in the blank.
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0 votes 2 answers Share Flag
Sat Mar 24, 2012
Sasha Spiegel answered:
Simply put the Buyer's Agent only works for the buyer! An exclusive Buyer's agent will be able to negotiate the best deal for their one and only client.
The listing agent is put in a difficult position by representing the buyer and the seller. There is no way they can truly represent the best interest of both parties with conflicting interests.
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0 votes 11 answers Share Flag
Thu Feb 4, 2010
Teri Andrews-Murch answered:
If you are talking about buying a home after it has been taken back by the bank, start by getting your financing in order. You will be required to provide proof of funds if paying cash or a pre-approval from a lender (most often a direct lender) if you will be obtaining a mortgage.

Then find a Realtor that is familar with the area you want to live in, be patient there is a lot of competition out there for the good properties, good luck.
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0 votes 12 answers Share Flag
Fri Apr 25, 2008
Jacob Jackson answered:
I often take the Amtrak from San Francisco to Sacramento, and it takes about an hour to go from Berkeley to Sacramento.
0 votes 5 answers Share Flag
Sun Mar 30, 2008
Rob McQuade answered:

You've already figured out that Downtown & Midtown is a great place to be, and the other agents here have provided a lot of great info. I'm going to add one relatively small tidbit since it seems no one else pointed it out: if you're searching online, be sure to include the newest ZIP Code in the central city, 95811.

This new ZIP Code was added in 2007 and snakes between Downtown and Midtown--and covers the entire Railyards area. While we won't see homes selling in the Railyards for a few years, I don't want you to miss out on great homes in Midtown that you might otherwise spot online!

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2 votes 7 answers Share Flag
Fri Dec 7, 2007
Erin Stumpf (Attardi) answered:
I tried answering this question yesterday, but I had only sporadic internet access and when I hit submit to answer your question, my answer was lost. Boo!! I should preface this by saying that I am not an insurance agent, and I am not sure if any of the real estate agents on this forum double as insurance agents...however I have sold plenty of homes in flood zones, and zones in close proximity to flood zones.

Jim did give you a good answer...I think that if you are not in a flood zone, and flood insurance is not actually mandated by your lender, there is a 30-day waiting period for the flood insurance to take effect.

If you are looking to live in Midtown, Land Park, or East Sac (all fantastic choices, by the way!), flood insurance is a good idea, although in many neighborhoods it will not be required by your lender. FYI, several homes in those areas have basements, and flood insurance will only cover structural-type damage to a basement that may be caused in a flood...if you have a finished basement, you will be out of luck when it comes to replacing any "finishes" (carpet, drywall, etc).

You are correct - water flows where it wants to...and we do not have to have a Hurricane Katrina-like disaster here for homes to flood. When I was a kid living in Citrus Heights (not even close to a flood zone), there was a storm that flooded our street. Luckily our house sat up really high, and when my parents landscaped they installed lots of additional drainage measures. A neighbor across the street who sat lower and who had bad drainage flooded...just a couple of inches of water destroyed lots of belongings and did some pretty severe damage to that house. You can obtain basic flood insurance for about a dollar a day...definitely a small price to pay for that kind of security.

Looking at your other questions, you certainly seem to be doing your research! It is good to have the whole picture before you start your search! Good luck to you with your house hunt.
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