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Home Buying in Midlothian : Real Estate Advice

  • All27
  • Local Info0
  • Home Buying10
  • Home Selling0
  • Market Conditions1

Activity 15
Wed Nov 19, 2014
Angela Hornburg answered:
Unfortunately, I don't think you can accomplish this without a lease or contract for sale. You can contact the school district directly and ask but it is my knowledge that you must have proof of residency or impending residency (executed lease or contract) to provide. At that point, you would have to provide a utility bill in your name within 60 days. As soon as you're under contract for a home though, you can take that contract to the school to enroll your child. I work in the Midlothian area and would be happy to help you with your home search if you're not already working with a great agent there. ... more
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Wed Nov 19, 2014
Angela Hornburg answered:
That's a great question! Midlothian taxes are very comparable to Mansfield taxes in terms of rates. I believe that Waxahachie's tax rates are lower than the others though. Taxes are calculated in a millage rate that can be determined by looking up the taxes on the county assessor's website. If you have any additional questions, please feel free to reach out! I would be happy to pull up the taxes are some properties that you're interested in to give you an idea of the rates and differences per area. ... more
1 vote 2 answers Share Flag
Mon Oct 6, 2014
Erica Texada, Realtor answered:
If you are still in the market to buy a home, a year later, I would love to assist. I have a great team that would be at your service. Our lending partner is awesome and can provide you with a thorough credit analysis, and a plan, if needed that will assist you with raising your scores.

Happy House Hunting!

Erica Texada, Broker Associate
214-680-4566 Direct
... more
0 votes 6 answers Share Flag
Wed Aug 7, 2013
Abby Selman answered:
I'm a REALTOR in Midlothian. Since the summer started and prices have been going up it is near impossible to find a 3/2 rental home in Midlothian for less than 1200, especially one that is clean. Rental homes that are newer than 10 years old and have between 1200-1600 square feet are going between 1300-1500. ... more
0 votes 4 answers Share Flag
Thu Apr 25, 2013
Jim Owens answered:
I just checked and there are currently 10 homes in Midlothian that have three car garages. Seven of the ten are being built, but the other three are complete. Please call me at 214-364-3194 or email me at JimOwens@JHoustonRealty.com and we can discuss. Thanks. ... more
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Mon Apr 15, 2013
Linda Lorenzo answered:
I am amused by the answers from all the agents that don't practice in Texas. In Texas the buyer pays the seller for the option period (inspection period) and technically the property is still active (active option is the proper term) and can continue to be shown (unless the seller says otherwise). Personally as an agent I never show active option properties, because if my buyer falls in love with that propety it may not be available.

Also Dharry submit an offer does not mean acceptance. Once the contract is executed (all terms agreed upon and signed around) then it goes into the option period. Once the option period has expired then the home will go pending and usually there will be no more showings ( again unless seller says otherwise).
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0 votes 14 answers Share Flag
Mon Apr 1, 2013
Debbie Clanton answered:
To start, the term, "Bad" in regards to credit is a pretty general term. Check your credit with the three major credit score companies. Be sure you understand what the score(s) mean to you as a consumer. Determine whether the reports have accurate data, too. If something is recorded on your credit history and it's clearly not your doing, clear this up right away. Mistakes do happen.

Back to your question, "Can you get a loan with bad credit, but with a substantially large down payment"? Credit scores and debt owed determine the route and type of loan your lender will discuss with you in order to help you secure a loan. This goes for you and your spouse if you are married. It is not uncommon to have a hiccup on your credit, but what is most important is that the hiccup is an exception, not the rule. If your credit is in need of repair, your lender will advise you on what steps to take to help you raise your credit score and eventually get you on the road to a future loan. Choosing an expert lender to give you the necessary tools and information is key. If you need a lender you can trust and you live in the Midlothian, TX area, I can help you.
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0 votes 7 answers Share Flag
Thu May 26, 2011
Marita Topmiller answered:
In Indiana, a Mutual Release is signed by all parties. Get that Mutual Release
signed before you agree in writing to anything else. In fact, get that signed
before you make any more offers to repay anyone's expenses. You
should also get copies of all receipts with any request for reimbursement.
Gerard was right - if there was no signed acceptance yet, so the buyers went out
of pocket of their own accord - did they even have an agent consulting?

Glad you got to your lawyer today.

Congratulations! It looks like you are well on your way to resolving these issues.

Marita
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0 votes 11 answers Share Flag
Wed Dec 8, 2010
Bruce Lynn answered:
I would put the question back to you to answer.
Would you accept this offer on your house?

It all depends on the deal. Most of the sellers I work with would not accept this as written in your question. It's just too risky for them unless you are willing to put up a significant amount of option money that is non-refundable if you can't sell your house. They might consider if you have a contract on your home to sell fairly quickly and you can show them the contract and let them research the ability of the buyer of your house to close.
My advice to most buyers with a house to sell is to put yours on the market, get a contract. Once you get a contract ...then go shopping....unless you want and can pay for two houses for some period of time.

Good luck.
... more
1 vote 3 answers Share Flag
Sat Oct 2, 2010
Dallas Texas answered:
You need to confer with your mortgage broker who will discuss the down payments and etc. with you.

It depends on purchase price of the home, lender requirements AND much more.

Consider at least 3.5% or more of the purchase sales price. UNLESS you qualify for a VA loan

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
972-699-9111
http://www.lynn911.com
... more
0 votes 4 answers Share Flag
Fri Sep 10, 2010
Truffles_tx answered:
Thank you all soooooo much for your responses, it is all greatly appreciated.

Ty you,
Grace Morioka
James Gordon
Pamala Bava
Scott Godzyk
Lynn911.com
Dp2
Stephen FitzMaurice
Sameer Punjani

For all your repsonses. We will keep our fingers crossed and start looking for other homes just incase this one doesnt fall through.
... more
0 votes 12 answers Share Flag
Sun Apr 11, 2010
Ronda Allen answered:
Pull together a copy of your contract and make an appointment with a local attorney who specializes in real estate. Good luck to you.
0 votes 7 answers Share Flag
Sun Apr 11, 2010
Ronda Allen answered:
Real estate agents are not experts on industial pollutants and therefore, are not authorized to answer questions such as this one. The EPA and your local government officials would be the better resources for your concerns.
Have a blessed day!
Ronda
... more
0 votes 1 answer Share Flag
Sun Apr 4, 2010
Dan Lobb answered:
There are two factors regardin the age of a house that can effect the price.
The first is condition which can be cured by regular periodic maintenance. Three primary points to focus on: foundation, exterior, and equipment.

The foundation, whether its a pier and beam or a slab (most common in Ellis County), will shift and if not cared for will cost more in sales price reduction than it would to fix the problem. Most foundation companies will come out to give you a free assessment. Get more than one.

Exterior maintenance - painting, siding, roof, and brick and mortar repair will not only give your house better curb appeal, but will extend the life of the house. The chief concern is to keep water out. Moisture accumulates between the outer and inner walls if the outer surface is damaged. Paint is there to keep moisture from soaking through - masonite siding resembles oatmeal when it gets wet and will disintegrate.

Equipment, (ex. water heater, HVAC unit, kitchen appliances) will wear out over time and need to be replaced periodically. Here again maintenance will promote a longer life. This can be as simple as changing the filters out monthly, (which reminds me I need to do that today).

The second way in which age comes into play is changing designs. Houses built in the late 50's through mid 70's typically have a small half bath for the master bedroom. Houses built in the 70's have fewer windows, plywood paneling, and wall paper throughout. These design issues are a form of obsolescence. They can be cured is some cases by updating. Open concept floor plans with large common rooms and small bedrooms were the vogue in the late 90's and well into the last decade. It appears this trend may be reversing as more people realize the noise level escalates when TV, pots and pans, and computer games are all competing for attention in the same open area. In this case, older houses with bigger bedrooms are coming back into fashion.

So, the age itself won't hurt the re-sale of a house. Feel free to buy the house that suits you, but keep it in good shape.
... more
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