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Midland County : Real Estate Advice

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  • Home Buying4
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Activity 37
Wed Oct 5, 2016
void asked:
Up to 5-6 months ago that is. Now u seem to send me listings all over the place and in any price range you want and not in the range I can afford. Why did I bother filling out all the property…
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Mon Aug 29, 2016
John Burke answered:
Hi Debbie,

Yes it is as long as the home is located in a rural area & you qualify for the No Money Down USDA mortgage. Most of Midland is not eligible but the areas around it are.


One of the best things about the USDA program is the monthly mortgage insurance is substantially cheaper than FHA or conventional options.

For example: On an FHA loan of $150,000, the MMI (monthly mortgage insurance) would add $106.25 to your monthly payment but on a USDA mortgage it would only add $43.75!

The other nice thing is USDA will actually allow you to roll in your closing costs as long as the appraised value supports it.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Apply Online: https://secure.smartapp1003.com/102471/?loanofficerid=106115
(877)228-9069
NMLS# 787231
http://www.trulia.com/mortgage-lender-profile/MTG%20Banker/#reviews
... more
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Sun Aug 21, 2016
Debbie Madden asked:
0 votes 0 Answers Share Flag
Wed May 25, 2016
Ijhenderson asked:
Bk August 2012
Foreclosure dec 2014
Home was in BK from 2012
LTV 95%
0 votes 0 Answers Share Flag
Thu May 19, 2016
David.klein24 asked:
An uncle of mine whom I'm close with just gave us $10k for a down payment. what are the rules and how can we make this work. Home im looking at is 129k. May be able to make offer for…
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Sun Jan 10, 2016
Jim.hohmeyer asked:
Wed Oct 14, 2015
Sally Grenier answered:
Actually, you can "claim" the home as the owner, and make changes that way.
0 votes 2 answers Share Flag
Sat Oct 10, 2015
Diana Hellman answered:
Only real estate professionals can post on Trulia so I would advise getting a real estate agent or just posting on sites that allow homeowners to post, like Zillow.
0 votes 1 answer Share Flag
Mon May 25, 2015
Adam Lesner answered:
Hi Allison,

VA does require that you have income established even if you're EASing. I think you hit it dead on. The other thing to consider is that VA only allows a spouse to co-sign. So you would have to be married in order for your income to be considered, and to co-sign.

There are a couple really good Michigan Land Contract groups on facebook. A lot of the listings are mobile homes, but sometimes there are single family homes that pop up.

You'd really want to link up with a realtor in the area that you're looking to settle in at, because an experienced Realtor is going to have the knowledge of the unique properties, or unique offerings that are available.

I'm happy to connect you with the right person.

All the best!
Semper Fidelis
Adam Lesner
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0 votes 2 answers Share Flag
Wed May 20, 2015
Anna M Brocco answered:
If the property was/is listed with a broker ask the agent to remove the information, or contact customer service directly http://www.trulia.com/help/ask/ Be aware that photos may appear in other sites as well, therefore you may wish to Google your address. ... more
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Wed Apr 22, 2015
Noah Seidenberg answered:
Not really. There are a few Reality services that charge a flat fee to list property and give you zero service except to list it in the MLS and maybe Trulia but that is about it. You need a Realtor in most cases to get your property on Trulia. ... more
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Mon Apr 20, 2015
Jeff Coates answered:
Contact Gordon or Christie Hall at 832-0090 if you are still looking for a home.
0 votes 1 answer Share Flag
Sat Mar 28, 2015
Persis Behramsha answered:
Hello Valahree, I happened to notice that nobody responded on your post for rent in Midland. Your post is showing up in Houston, TX, so it is difficult to find out the rental information in Midland, MI. Sorry we could not help.

Hope you are situated now.

All the best.

Persis Behramsha
REALM Real Estate Professionals
713-294-7747
Persis.realtor@gmail.com
... more
0 votes 1 answer Share Flag
Mon Mar 23, 2015
Anna M Brocco answered:
Be aware that scams do exist; be mindful that such web sites are third party sites, they are not real estate companies and used for advertising purposes; the information is fed by various sources, therefore data is not really verified. If you choose not to work with an agent of your own always verify ownership before exchanging any money/personal information--make certain they are who they claim to be. Never wire any money, if it sounds too good to be true, it is. For scam related information see link.
http://www.consumer.ftc.gov/articles/0079-rental-listing-scams
... more
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Thu Jan 8, 2015
Shelley Koop answered:
Many homes with land contract financing available ARE actually listed through your local MLS. An agent should be able to find some for you if any are available. Further, they can put the word out to their agency and MLS colleagues that they have a client searching for a land contract with whatever criteria you provide to them.

If another Realtor is working on such a listing, you can be assured they will contact you agent about it. Commissions are still paid by the seller and there is no risk in your reaching out for an agent's assistance, so I recommend you take advantage of it. Good luck in your search!
-Shelley Koop
... more
1 vote 1 answer Share Flag
Sat Sep 13, 2014
Debra (Debbie) Rose answered:
Janet - they can't "catch" the scammers........they can't even "catch" the spammers!

Everyone has to be alert and diligent on the internet as scammers exist on ALL sites.....if it sounds too good to be true - it most likely isn't true...

Warnings are posted............make sure you verify everything, and NEVER wire money for keys!

Reply with caution online.......better yet, work with an agent who can make sure you're dealing with a legitimate owner.
... more
1 vote 2 answers Share Flag
Tue Sep 9, 2014
Jeff and Kaye Piggot answered:
Working with banks can be frustrating, they are not usually very fast with the paperwork. Until you have a signed - fully executed contract - by both the buyer and seller, it is not a contract. As Sonya stated, it will probably all work out but at this point I would say that it is not a done deal. Hang in there, I always advise my buyers when working with a short sale or foreclosure that patience is important. ... more
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Tue Sep 9, 2014
Jeff and Kaye Piggot answered:
That's interesting you say that because I went back and looked at my current listings and they all have the lot size. I wonder if for some reason in your local area it does not feed from the MLS to Trulia. I thought maybe something had changed but no, it's still there. I agree, that is an important part of the home search process! ... more
0 votes 1 answer Share Flag
Sun Aug 3, 2014
Linda Mcrae answered:
Yes,you should have a inspection if your thinking of doing a land contract.
0 votes 4 answers Share Flag
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