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Middlebury : Real Estate Advice

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  • Local Info0
  • Home Buying3
  • Home Selling0
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Activity 12
Tue Mar 21, 2017
Mbricks051317 asked:
Mon Sep 1, 2014
Craig McCluskey answered:
Try www.owners.com, www.byowner.com, or any of several others. They have packages for $695 or less that will get you on your local MLS as well as realtor.com, trulia.com, and MSN Real Estate. ... more
0 votes 4 answers Share Flag
Mon Jul 22, 2013
Garrett Kozlowski asked:
I love the town of Middlebury, and also is a pet o.k.? Looking to relocate from Northern Indiana.
0 votes 0 Answers Share Flag
Thu Aug 2, 2012
James Deskins answered:
Pre-qualification is completely useless. Get Pre-APPROVED.
0 votes 5 answers Share Flag
Tue Jan 25, 2011
Sam answered:
16 ft 10 and1/2 inches to the outside of wall from peak plus two ft ovetr hang makes it 19 ft from peak to bottem edge one side both is 28ft .frompeak is64 inches plum or straight down to top of wall height of the64 inches devided by half the full width gives the sq ftage from wall up end of eav for siding ... more
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Thu Sep 16, 2010
Anna M Brocco answered:
Unless you have an agreement otherwise, one needs to be out by closing day.
0 votes 3 answers Share Flag
Thu Sep 16, 2010
Shannon Thomas answered:
Personally I think at this time local banks and lenders are the best to go with. The problem with the big banks is they use sometimes out of state appraisers and the appraisals in so many cases comes in very low and of course then resulting in no home for the buyer and no sale for the Realtor. Local lenders use local appraisers that know the area and actually do view the home. The result is a more accurate appraisal and a sold property for the Seller, the buyer and the Realtor.
Good luck and best wishes on buying your home. It is a fun but sometimes confusing experience.
... more
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Fri Sep 10, 2010
ANDREW OLLICK answered:
It depends solely on your income at this point. Your credit score is fine, but your income has to be at least double the amount of all the debt including the new mortgage payment, taxes and insurance.

Elena Ollick
Amerivest Realty
Faith Home Loans
239-206-4500
eo@oceanhomesrealty.com
www.andrewollick.com/realestateblog
... more
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Thu Sep 9, 2010
Marta Mohan answered:
As with everything in Real Estate it really differs by location, although throughout the country we have all felt the changes and additional delays in the past year or two. We can still go from contract to closing in 30 days if the buyers have good credit and submit paperwork in a timely manner. Having said this, we have had delays because the underwriters request items that seem ridiculous and are difficult for the buyer to come up with. Once the loan is submitted for underwriting - we have seen them come out in as little as a few days to as many as 3 weeks or more. Sorry there is not an exact answer to this one. The word of advice here is to make sure that you have every possible possible piece of information available and you fill out your application as carefully as possible. ... more
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Wed Sep 1, 2010
Anh Boesch answered:
It's GROSS monthly income. However, there are two debt-to-income ratios often used by lenders. Most lenders look at monthly house payment (including loan payment, taxes, and ins.) will not exceed 28 percent of GROSS monthly income. The second ratio used in connection to the 28% debt to equity ratio is known as overall debt ratio. Your total monthly expense including housing, credit card minimum payments, loans, and all other debts should fall below 36% of gross monthly income. ... more
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Wed Apr 14, 2010
Dp2 answered:
Fri Mar 5, 2010
Jody Jones answered:
Joann,

Just curious, why would you want to buy on land contract? Also, do you have your present home up for sale?
My suggestion is to wait until you get your present home under contract before finding the next home to buy.
Even with the land contract you will likely need 3 1/2-10% down payment and you will need a relatively clean credit report.

If you would like to discuss this further, feel free to contact me at jjones@calllandmark.com or call 574-214-2746.
Jody Jones
... more
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