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Home Insurance in Miami : Real Estate Advice

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Activity 7
Wed Mar 4, 2015
Andrew Demkow answered:
I really don't think there is anyway to find that out unless you know the mortgage company they are with. Some of the agents at may be able to help you further. Contact them =). ... more
0 votes 5 answers Share Flag
Tue Jul 9, 2013
Yanoska Diaz answered:
Why don't you call your insurance agent or a public adjuster, you will get the right answer from them.
0 votes 4 answers Share Flag
Mon Jul 8, 2013
Oliver von Gundlach answered:
The issue in Miami are hurricanes. Many homes are required to have windstorm insurance to qualify for financing. New regulations are eliminating some of the previews allowable discounts which will increase insurance premiums for homeowners that are already strapped for money. Only a few insurance companies are left in South Florida that cover windstorm insurance. The advice about combining multiple insurances (car, etc.) with the same insurance might help. Reducing your coverage is often not possible if you have a loan on the property. Besides that we all know how it is with insurances, the moment you don't have it you need it.
Thanks for everybody's input.
... more
3 votes 4 answers Share Flag
Mon Oct 24, 2011
Yolande Citro answered:
Miguel Angel,

You can create an LLC and put your 3 (or more properties) under it - Consult your lawyer. As regards Policy coverage. consult with a professional. Remember : always.consult with professionals to be safe.

Yolande Citro
305 705 9105
... more
0 votes 9 answers Share Flag
Fri Jan 7, 2011
Paul Gruenther answered:
Ask your insurance agent if they did the underwriting. The Insurance company needs to underwrite you and the home before accepting your payment and issuing the policy. They may ask for more info or go see the home. Here in Florida they will want to know the flood zone of the home to determine if Federal Flood Insurance is needed.
Good luck with your purchase.
... more
1 vote 2 answers Share Flag
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