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Home Buying in Miami : Real Estate Advice

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Activity 1,216
Mon Nov 2, 2015
Jdpcontractors answered:
I'm sorry that this happened to you, but there are solutions available. The Miami Dade County Code Compliance and Code Enforcement inspectors issue "Notices of Violation" to the homes or businesses of owners that have had any previous work or repairs done to their properties without the owner first having obtained a permit for work from that municipality. But the way to resolve this type of issue is not as easy as others may tell you. I used to work as a Code Enforcement Officer years ago, I mainly did that type of work after being a graduated professional and having worked in the field for several reputable developers in South Florida, and decided to do this type of work in order to be able to learn how the cities and municipalities do their job and how they handle the due process with the citizens. I was fortunate to be able to work in the other side and now am able to seek the defense of clients by helping home owners and business owners with any violations they may be being accused of.

The cost of a civil citation issued by the Miami Dade County is usually $510.00, for a first time violation, if this civil citation is not paid within (30 days), then the county's computer will automatically issue a $10,000.00 fine and it will mailed to your property address, they will send you a notice telling you that if the violation is not corrected within (30 days) from the day of the notice, then they will place a lien against your property (real or personal.) These are ways of the County's or city municipalities attempt to get you to move fast as possible and correct the violations. You may hire a professional to do all this work for you, or you may decide to tackle this ordeal yourself by going to the Miami Dade County Building or city municipality yourself and ask questions such as, "why did they issued the violation to you," their answer usually is "that your property was found to be in violation of the statute, and that this is regular procedure by the code compliance department. The truth is they really don't care that you have been issued a civil violation of $510.00 and the hefty fine of $10,000.00. You will notice by their face and reaction that they are just doing their job, and sometimes with an attitude of "I don't care and this is your problem." They will tell you that you can either appeal the civil violation, or if if is past the (30 day) initial time deadline, then you will need to hire a general contractor to obtain the necessary permits and bring the property into compliance, or they may send you to the downtown Clerk of Courts to pay the $510.00 civil citation fine, and ask you to come back to them with a receipt and then you may request the details on how to resolve the issue by applying for a building permit, which off course requires an Architectural Plan done by a professional and a General Contractor to be able to obtain the permit to correct such violations on the property. All can be resolved, but you will need some patience in order for the entire process to be resolved.

In your case, you will need contact the title company that performed the closing on your property, and explain the situation, also tell them that they were responsible in the research of clearing your property from any violations found on the property, and that they are responsible for the non- disclosure of the violations you are now being charged with by Miami Dade County. They should be able to take responsibility of this error and pay you for the damages incurred by you and note that it will take time and money to resolve those issues, but if the title company refuses to accept the responsibility of the non- disclosure, then you may want to pursue filing a law suit through the local courts for the lack of disclosure of violations on the closing.

If you should need any professional services to resolve any Civil Violations or any Code Violations found on a property, I am willing to help people and give them information on the steps to take in order to resolve any issues of this type, or how to legalize a case of a violation that they may be having with a local City municipality or with Miami Dade County. My company name is the following: JDP Contractors Corp. and my contact number is 786-286-5009. I am here to help any home owner or any business owner that may be facing a situation of a code violation or code compliance. Blessings to all of you.
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Fri Oct 30, 2015
Yanoska Diaz answered:
Home buying in South Florida is just like anywhere in the Country. You must get pre-qualified by a mortgage broker/loan officer to find out how much house you can afford. Once a purchase price is determined you should contact a buyer's agent in Miami to advise locations as we have a very wide range of home prices. You will probably like to research and visit the locations provided. Once you establish a neighborhood of choice, your agent will offer you a list of properties available for sale and arrange showings. ... more
0 votes 2 answers Share Flag
Fri Oct 30, 2015
Maria D'amato answered:
I have a house for sale in El Yunque. I can send you pics if you are interested in this area.
EL Yunque is the rainforest area and the house has 360 degree views to the rainforest.
My email address is: mariatdamato@yahoo.com ... more
0 votes 9 answers Share Flag
Thu Oct 29, 2015
Stephanie Agledor answered:
Hello Nita,

Were you able able to purchase a house? If not contact me at 513-900-1255

Stephanie
0 votes 6 answers Share Flag
Fri Oct 23, 2015
Jeremy9567 answered:
If your son needs help, his best bet is to work with a real estate agent who can lead him through the process. If you would like, I am part of a real estate company that can set your son up with a top agent in the area he is looking, there is no cost to him for our service. Go to my website www.ParkPlaceConnects.com/jsmith for more details. Let me know if you have any questions. ... more
0 votes 2 answers Share Flag
Wed Oct 21, 2015
Jeremy9567 answered:
Your first step is to talk with a lender to see if you qualify. https://www.fbchomeloans.com/
0 votes 2 answers Share Flag
Sat Oct 17, 2015
Yanoska Diaz answered:
Nowhere in the question you mentioned if you were working with a real estate agent or not, so I am going to assume you were not...

I don't know what caused you to request release and cancellation and therefore don't have an opinion on which party should be entitle to the escrow deposit...

I have no idea what the terms of the contract were or which forms you used...regardless, on a typical real estate transaction the seller can only place property back in the market pending release.

Time to call Mr Attorney.
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0 votes 1 answer Share Flag
Sat Oct 17, 2015
Yanoska Diaz answered:
It is a great time to sell and a great time to buy in Miami, FL!

It is a great time to buy while interest rates are still below 5% for FHA and conventional buyers. Our rental market is in such high demand that rentals are record high. If you have the ability to purchase a property today, why would you rent when your mortgage monthly payment (including taxes & insurance) can potentially be 20% lower than your rent?

With the above paragraph understood; sellers, its a great time to sell!
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0 votes 12 answers Share Flag
Sat Oct 17, 2015
Yanoska Diaz answered:
Your purchase contract can be contingent to a number of things and all of them should be specified within the contract or on the additional terms of the contract. Each contingency should have an expiration date, all of which expire prior to the closing date or on the closing date. It is of extreme importance that both agent and buyer keep up with the timelines of such contingencies. If contingency cannot be met by the date specified your agent should immediately request an extension of the contingency and if no extension is granted request release and cancellation. ... more
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Sat Oct 17, 2015
Yanoska Diaz answered:
Escrow disputes have their process and your agent should be able to explain (I hope you were being represented by a Buyer's agent otherwise refer to contract). The title company cannot release escrow unless release and cancellation is signed by all parties. If escrow cannot be mediated between the brokerage companies you will need to hire an attorney. ... more
0 votes 3 answers Share Flag
Sat Oct 17, 2015
Yanoska Diaz answered:
I don't know if I am understanding your question clearly. You are not a US resident, you want to purchase a property in US, you have your funds in a financial institution somewhere other than US, correct? At the time of closing you make a wire transfer to the escrow company handling your purchase here in US. I don't remember in the many foreigners purchases I have completed the escrow company requesting proof of how/where you got your money. As far as I am concerned once you acquire a property in US your worries are paying property taxes every year and stamps and taxes on your gain at the time of closing. However, if you have concerns as I see you do, I strongly suggest you seek the advice of both an attorney and a CPA before you make your move. ... more
0 votes 1 answer Share Flag
Thu Oct 15, 2015
Irina Karan answered:
These are two different communities: North Bay Village is closer to South Beach and Biscayne Corridor/Downtown/Wynwood/Edgewater. Aventura has great schools, has great infrastructure and a little slower pace. Proximity to the beach: Parc Central is closer.

The overall design is newer in Parc Central, and the Grandview Palace has no gym.

Hope this helps,

Irina Karan
IrinaKaran@gmail.com
305-904-2355.
Beachfront Realty, Inc
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0 votes 1 answer Share Flag
Sat Oct 10, 2015
Jacquie Yekmalian answered:
Hi Sonia,

Im happy to help you with your home search in Delray Beach, Florida. I have sold many properties in Delray Beach, Florida from condos to villas to single family homes.

As far as your 355 tax code question, I suggest talking to your accountant about this. Your accountant will be better able to tell you how to apply it to your situation.

Good Luck
Jacquie Yekmalian
Real Estate Broker
Blue to Green Realty...from the sea to the 18th tee
isellflahomes@gmail.com
www.isellflahomes.com
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0 votes 1 answer Share Flag
Thu Sep 24, 2015
Susie Kay answered:
Tue Sep 8, 2015
Delgado2833 asked:
maintenance f Is it true home insurance is mandatory by law in Florida if you are the owner?
0 votes 0 Answers Share Flag
Sat Sep 5, 2015
Yanoska Diaz answered:
The price of a property is typically in line with its HOA fees. Your mortgage can only be $900 if you give an extraordinary huge down-payment on a high priced property.

You can also be looking at a condo-hotel, where maintenance includes all utilities and hotel services, $1,500 sure sounds like a lot for a regular condo, an average priced condo that is, the one you will have a $900 mortgage. ... more
0 votes 1 answer Share Flag
Sat Sep 5, 2015
Yanoska Diaz answered:
It is inappropriate for an agent to discuss the safety and certain demographics of a neighborhood, you can easily check that information on line or through the corresponding offices such as local police department.

$480K in Miami goes a long way for a 2/2 condo, the problem may be securing financing. Due to market collapse, we still have a good number of foreclosures and vacancies and condo association are still facing negative numbers.
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0 votes 1 answer Share Flag
Tue Sep 1, 2015
Eric answered:
UPDATE: Fannie Mae reduced the price of our home to the appraised price which was $30,000 less than contract price and $15,000 less than asking price!

Conclusion: Fannie Mae CAN reduce a price of a home.

Comment: To future home buyers: Don't lose hope! God works in miracles!
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2 votes 8 answers Share Flag
Tue Aug 25, 2015
Pete answered:
Most every lender offers FHA Loans. Check out your local bank, or a site like The Lenders Network.
1 vote 10 answers Share Flag
Fri Aug 21, 2015
Interealty Exchange answered:
Recently, I brought a 2 bedroom, 2 bathroom home in South Miami, which cost me around $364,900. It was not that easy to find from my own but after from one of my friends suggestion, I took the help of Interealty Exchange company which really helped me to buy the best home under my budget. So you can also visit them as there are numerous number of listing which can really help you to choose the best for yourself. ... more
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