Hello Tricebryant33, rent to own homes require 10-15% non refundable deposits, do you have that? You may qualify for FHA 10% down with fico scores between 500-579 and from 3.5% down with a minimum 580 fico score.
Your scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.
The 4bd 2ba 2 car garage single family homes for rent start from $1,095 up to $2,200 monthly rent. There are 31 rentals to choose from. Most all rentals want first, last and security deposits to secure a rental.
How much do you pay in rent and what is the maximum payment you are looking to afford? You may qualify to buy and pay about the same as rent in Mesquite and neighboring cities.
The purchase start from 222k for 4bd 2ba single family home in Mesquite, TX. You may consider FHA 3.5% down from a minimum 580 fico score and 3% down conventional from a minimum 620 fico score. You should study RENT vs BUY listings so check the web reference below...