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85204 : Real Estate Advice

  • All18
  • Local Info0
  • Home Buying12
  • Home Selling0
  • Market Conditions2

Activity 15
Thu Mar 31, 2016
Jean-Leon Magnotto answered:
I depends on how the contract is structured, so it is impossible to say from just this info. Often, they have strict forfeit policies if payments or missed, or terms are not met. Hope this helps, good luck! ... more
0 votes 1 answer Share Flag
Fri Apr 10, 2015
Jim Mitchell answered:
Hello Lorraine. I just wanted to follow-up on your post here in Trulia and see if you found a home. I searched those three zip codes you provided and found ten 'Active' listings that are at least 3bedrooms/2bathrooms and NO HOA, all under $180,000 and all appear to be FHA-ready.

Here's the MLS link to those ten properties:,12,1

Unfortunately, the least expensive home listed in 85233 or 85234 at this time in an area without an HOA is $199,900.

The market is doing quite well at the moment, so if you're still in the market for a home, feel free to give me a call or send me an email....I'd love to help you find the perfect home for your family!


Jim Mitchell
Realty ONE Group
PH: 480.231.6769
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0 votes 4 answers Share Flag
Fri Mar 13, 2015
Diane Christner answered:
A seller can list a home for whatever price they wish, whether it is in line with sold comps in the area or not.

A buyer can write an offer on a home for whatever price they wish, whether it is in line with sold comps in the area or not.

The seller will then accept, reject or counteroffer the buyer's offer.

Perhaps you need to find an agent to work with that understands the concepts above.
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0 votes 3 answers Share Flag
Fri Jan 31, 2014
Russ Wald answered:
Michael Anner
NMLS# 248597
NationsChoice Mortgage
(480) 222-8888
Russ Wald
West USA ... more
0 votes 8 answers Share Flag
Wed Feb 6, 2013
Ryan Buckley answered:
Ryan Buckley Realtor®
Turning your Dream into an Address
Coldwell Banker Residential Brokerage
twitter @rcoldwellbanker
... more
0 votes 9 answers Share Flag
Tue Sep 18, 2012
Charlie and Rhonda Walters answered:
If you want to avoid "getting burned" you should try to buy as soon as possible. Currently the SE Valley market inventory is low and prices are increasing rapidly. How long that will continue is unknown but in a year you may have already missed a great opportunity. I suggest you stop paying extra toward the existing home to allow you to save up more for your down payment. You can always resume that plan when the time is right. As far as qualifying I would need more info about your current rental before I can accurately advise you. If it has been a rental for a while or you have other landlord experience you may not have to fully qualify for both payments. In some cases a spouse can qualify on their own to purchase a home so it depends on your situation but it may be a benefit for your wife to buy on her own. Mostly these are qualiying debt to income ratio questions your asking. A knowledgeable lender is where you should start and you should determine that as soon as possible. You may be pleasantly surprised at what you are capable of doing. That way if you need to wait you will be able to strategize for the future to be sure you employ the best possible scenario. I'd be happy to answer all your questions and help you figure out what's best. Dial me up!
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0 votes 5 answers Share Flag
Mon Sep 17, 2012
Charlie and Rhonda Walters answered:
Hi Jack,
Normally when a construction loan funds money will be dispersed for the payoff of any existing leins (seller carryback) plus some money for the first stage of construction. So the seller carryback in and of itself won't affect your construction loan. Construction loans are pretty difficult to get in the current very conservative lending environment. I suggest you contact some lenders before you buy the lot to be comfortable you'll be able to do what you want once you own it. A carryback is a loan that you'll have to pay back and that means some form of payment. Since it is uncommon to be able to get any income from vacant land (like from renting it out as you could improved real estate) its more important to do your due diligence to be sure you don't get stuck with an alligator.
Call me and I'd be happy to discuss what you need to look for and what questions to ask a lender.
Good luck!
Charlie 602-577-1111
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0 votes 8 answers Share Flag
Mon Sep 17, 2012
Dennis R. Tinberg, Pllc answered:
There are two types of second homes: 1. Investment, 2. Vacation. You are descripting an investment house. A second home would be property you pruchased for example in Flagstaff. Investment houses require a greater downpayment in insure the buyer has equity in the property. ... more
0 votes 3 answers Share Flag
Thu Aug 4, 2011
. answered:
Because you are renting from a private owner, there is always the chance of a foreclosure on that property. Here is how you can find out if a property owner is in foreclosure, for FREE.

• Go to the county assessors web site:
Maricopa County:
Pinal County:
• Then search under property street address and house number.
• This brings up the county record for that parcel. You will need the owners name, first and last.

• Now go to the county recorders website in the county where the property is located.


Search for documents by first and last name. The document you are looking for is called “TREE” or “SALE” in Pinal county and “N/TR SALE” in Maricopa county.

These are the documents that would be filed when a property goes into foreclosure. It is a 90 day process should it happen and you have rights if it does.

I certainly hope this helps you.
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0 votes 2 answers Share Flag
Thu Aug 26, 2010
Kent Gagon answered:
You can use to find information like this see what has posted recently. I am assuming you have done your research and understand how the tax foreclosures work?

You can also, if you are looking to buy a home and want to go about it in an easier way but still get a good deal (they do still exist in the MLS) use the search link below, it has a specific section in it called Special listing conditions, check the boxes that are appropriate for what you want to find.
I hope this helps generally the tax sales are done once or twice per year but I forget which months, you can go to the court house and find out.
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0 votes 3 answers Share Flag
Fri Feb 5, 2010
Lucinda Tkach answered:

I am experienced with bidding on foreclosures and lender owned properties. You will not have to take a class unless you chose too.

FYI I am working with another client from your area!

Feel free to contact me anytime!
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0 votes 9 answers Share Flag
Mon Oct 26, 2009
Mr.P answered:
Well then...

You are looking to buy two homes or just the first one that gets accepted?

Either case, this question of how long it could take for a response is almost irrelevant, because there are so many different factors. After you have acceptance is when the real questions begin. At that time a buyer broker(a good one) will save you time and money. Will you get the same from dealing direct with a listing agent? That really depends on your level of experience, and the integrity of the listing agent.

You may want to consider just dealing with one Agent, focusing on your end goal.

Good Luck
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0 votes 6 answers Share Flag
Sun Oct 25, 2009
Stew Keene answered:
Hi K,

Whether or not you had independent Realtor representation, the end result and answer may have been the same.

Although I'm jumping in here a little late, I would suggest calling the Realtors broker and arrange a meeting with the broker.

The other thing I wonder about is if we aren't getting the full story here.

I find it very unusual that you would not have been told that the bank wanted a certain figure to get that offer accepted.

That being said, buying a bank owned or short sale property has two sides. You "might" get a great price or you might be outbid by someone else and loose out, which is more common now with the demand for homes.

All in all, none of us here wish to post finger pointing replies to you for not using a buyers agent or to the Realtor who wrote your offer.

The purchase process is about communication and I would suggest that before getting too many opinions form people, Realtors or not, who did not take part in the process you experienced that you again arrange a meeting with the agents broker.

All The Best,

Stew Keene
Home Smart Realty
Master of Real Estate Society
... more
0 votes 12 answers Share Flag
Sun Oct 11, 2009
Holly Grigaitis answered:

I have been on the Trulia absent list for quite awhile ( monitoring quielty) and realized how much I missed you and your wonderfully colorful answers....! I gotta get down there and have a tall cold one with you one of these days......
Hmmmm...DNA sample.... I will have to put that on my list of hoops to make the buyers jump through when writing offers on our foreclosoure inventory.... along with a hair sample, and urine sample..... great idea!!!!!
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Tue Nov 6, 2007
Lloyd Fox answered:

Breaking it down by price range it's 108 Days for 300k or less, 128 days 300-500k and 120 days for 500k and up. Beyond that it's reliant upon specifics of the home itself and its location within its location. ... more
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