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Home Buying in Merrimack : Real Estate Advice

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  • Local Info2
  • Home Buying15
  • Home Selling1
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Activity 18
Sun Sep 25, 2016
Rick & Lisa Fulford asked:
way. There is only a need for a single column of house photos then the map could be enlarged. I found my current home on Trulia and have been searching for land and a homw for ny in-laws.…
0 votes 0 Answers Share Flag
Fri Jun 10, 2016
MCM_STL answered:
The listing agent is literally the agent who is representing the seller of a property. A "premier" agent paid this website for leads and advertising. That designation means nothing.

I wouldn't call either of them. I'd seek out recommendations from friends and family who have bought or sold in the last couple of years. You want to find your own buyer's agent to represent your interests. It's not in your best interests for your first contact to be with the listing agent. ... more
1 vote 1 answer Share Flag
Fri Feb 5, 2016
Ann marie asked:
Thu Dec 3, 2015
Sheila Lubeski answered:
Yes, check out the NH Housing Finance Authority...http://www.nhhfa.org/
also http://twp.point2agent.com/First_Home_Buyer/page_2246586.html
0 votes 4 answers Share Flag
Sun Oct 18, 2015
Isnowryder asked:
Sat Jan 25, 2014
Jason Duval answered:
Whether or not a seller would rent out a home depends on a few things Samantha.

First, what is the seller's motivation for selling? Are they trying to get out from beneath, relocating, trading up or down? Do they have to sell or just want to.
Second, will their financing situation allow them to rent? Can they qualify for another mortgage while holding on to the one they are renting to you? Can they get enough for rent to offset the mortgage and put a little away to make it worth while to take on the risk of renting?
Third, do they want to be a landlord and deal with repairs, possible late payments, maintenance emergencies and the costs associated with finding a qualified renter through an agent or management company?
Lastly, are you well qualified to rent someone else's largest investment?

Ultimately, the only way to find out is pick up the phone and either call the seller (FSBO), call the listing agent (who is usually well in tune to the seller's wishes) or contact an agent to do that for you. Just be aware that REALTORs don't work for free and someone will have to pay the agent's fee which varies from agent to agent.

I hope this helps answer your question. If there is anything else I can answer for you don't hesitate to give me a call or email. Inquiries are free, confidential and obligation free.
Take Care & Happy Hunting!

Regards,
Jason Duval, CRS, REALTOR, ePRO
Licensed Broker NH & MA
Keller Williams Realty
603.424.4053
603.765.3239
jduval@kw.com
... more
0 votes 2 answers Share Flag
Thu Jan 16, 2014
Steve Mayo answered:
Hi Charlotte,
Call Jay Vogel at RMS. He has a very good understanding of the FANNIE MAE guidelines and they typically don't have any overlays which make their underwriting more difficult than the FANNIE MAE
requirements. I RMS can't do it,,,you'll have to use a 3 yr. ARM such as a product that Karin Duchesne has at Nashua Bank. Call me if you have any questions. Steve Mayo
... more
1 vote 1 answer Share Flag
Thu Jan 16, 2014
Steve Mayo answered:
Hi, Try the Sarah Dr/Craig Dr. Area off of Turkey Hill. Nothing on the market right now but I have a really nice one comming on in a month or so.
Steve Mayo
0 votes 2 answers Share Flag
Fri Oct 25, 2013
answered:
Can do a loan in most cases if you had a loss of 20% or more income in the last 2 years and have re established credit and no lates on credit in last year
3.5% down is ok

All money needed can be a gift (family member) and seller can pay all closing costs and escrows except prepaid interest.

Get pre-approved first

call MEP at 603-231-7992
... more
0 votes 3 answers Share Flag
Mon Jun 24, 2013
Erinn Falkowski answered:
I have a 2 bedroom condo available in Merrimack. New to the market!
0 votes 3 answers Share Flag
Sat Dec 29, 2012
Scott Godzyk answered:
Scott I have found that tenants for 1 bedroom units tend to move more frequent than the 2 bedroom units. Turn over could mean lost rent and cleaning or repair costs. Webster Green is a nice complex but the 1 bedroom may be a concern. If you would like some help in finding similar but larger units or have any questions please let me know.

Scott Godzyk

sctprop@aol.com

Trulia's #1 Agent in NH
... more
0 votes 3 answers Share Flag
Sat Nov 5, 2011
Ron Thomas answered:
Relax,
you would plenty of flexibility and time.

Seriously, to do the Shortsale and Sell your home; you should be using a Realtor, who can being doing both for you. I wish I were there to help you.

Good luck and may God bless
... more
0 votes 5 answers Share Flag
Tue May 17, 2011
Scott Godzyk answered:
The seller is being unreasonable. Do you have a buyer broker who is assisting you? if so they should be working with the listing broker, not you... to work this out. It seems if you are having contact with the seller you may not have a buyer broker or this could be a for sale by owner. There are classic mistakes being made here. There are alot of variables. You need better guidance and then need to assess how bad you want the house if you want to cave and do what it takes or stay on your morals and get released from this sale and move on? good luck working things out ... more
0 votes 2 answers Share Flag
Thu Aug 27, 2009
Ken Lambert answered:
Hello - Is that a 3 Bedroom , or a 3 bathroom? What is your monthly max amount? I could probably help you with something. I work with a lot of local real estate investor and developer types that may have something that isn't listed. Feel free to call or email me. Thanks, and good luck,

Ken L.
... more
0 votes 3 answers Share Flag
Wed Aug 19, 2009
Cheryl Anderson answered:
I would love to help you out, you can contact me through my web site below. I live in Merrimack and know it well.
0 votes 1 answer Share Flag
Mon Jul 27, 2009
Scott Godzyk answered:
Jim i saw your other post as well about having the new home you need to sell quickly. I work with banks everyday on situations such as yours, if you need some help with a short sale to get out of the home, please get ahold of me. Either call or email me at sctprop@aol.com , i would love the opportunity to be able to help. ... more
0 votes 2 answers Share Flag
Tue Apr 7, 2009
Peggy Carter answered:
No. The Seller is still the seller and not the bank. I have had all of my contracts signed by the seller. The seller will still accept all offers given to him. All offers should be written subject to third party approval. This means the contract is not binding and that is basically the best contract wins with the bank. In a short sale the bank must approve the offer. Nothing is being done incorrectly by the agent. They can not pend the P & S because it is not a contract. It is normally 90 days to get to closing. It is frustrating but if your offer is selected it usually is a great deal for the buyer. ... more
0 votes 5 answers Share Flag
Fri Aug 8, 2008
Scott Godzyk answered:
You have heard some very good answers. First off the 1999 theory is all wet. Kind of like our weather. As well different cities, towns, neighborhoods and even subdivisions will gain more, lose more or retain their value more than other ones. The oldest addage is that something is only worth what someone is willing to pay for it, in this market theory the more desire and the more people who want to be there, the more value there is to it. If the property meets your needs for your family it is also worth more to you than someone who has different needs. Yes, an appraiser will put a value on a property based on averaging what the 3 most similar homes in a similar area have sold for in the last 3-6 months adding or subtracting for extras. The appraiser is your best guide to what the value of the house is in todays market. There is no secret formula to predict what the value will be next month, next year or in 5 years. But i the house meets your needs and you plan on staying there to raise your family. No matter what the market does, your home is more valuable to you than anyone else. If you are single, can move on a drop of a hat and want to make some money, then be more choosy to find teh steals out there. The most important factor when shopping is location. If you have a good location, your value will always be greater in any market, up or down. Good luck with your purchase. ... more
0 votes 6 answers Share Flag
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