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Merrillville : Real Estate Advice

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  • Home Buying21
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Activity 36
Fri Nov 25, 2016
Tiffany Frazier asked:
Hello I am looking for an apt to rent in Merrillville, In. My credit is bad but I am working on it. However I need a place to stay. What can I do
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Wed Nov 9, 2016
yvonne mcguire answered:
Well im having the same issue.im looking to relocate from florida to indiana with my 3 children.i need to now whete the good and safe areas are and schools are..also the 3 bdrm voucher you are allowed to get a 4 bdrm on your 3 voucher as long as you stay within your voucher amount...can someone tell me a good real estate who has sec 8 listings..thank you yvonne ... more
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Sun Sep 11, 2016
Cristina Holmes asked:
Wed Jul 6, 2016
Maricris A answered:
Hello,

You can take advantage of our vast network of agents here:

http://www.trulia.com/directory/

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

http://www.trulia.com/help/ask/


Regards,

Maricris
Consumer Care Advocate
... more
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Sat Jul 18, 2015
Dan Tabit answered:
It depends on you, your income, the homes you like, your plans, just to name a few things. 20% or more will eliminate the need for Mortgage Insurance which insures the lender, not you. If you don't have that much, it will depend on what you believe will happen in your area. Will purchasing become more expensive through higher prices, rates or both faster than you can save up more money or can you get to 20% pretty quickly?
Do you have a VA or USDA option? Are there other local programs that may benefit you?
The only way to know what makes the most sense for you is to meet with a great local lender and explore and understand the options. Best of luck.```
... more
0 votes 2 answers Share Flag
Sat Jul 18, 2015
Unknown Name asked:
Mon Mar 30, 2015
Josh Barnett answered:
One Option:

Wait for the Sheriff sale, bid, win, purchase, then let the tenants know you own the home.

Best of Luck,

Josh

Subscribe and Like our YouTube Channel for all your Oklahoma Real Estate Updates. 2013 Metro First Realty of Edmond Top Producer. 2014 Best of Trulia Top Agent. 2014 Metro First Realty Top Producing Team. ... more
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Sun Mar 29, 2015
Diane Taylor1 asked:
I was approved by a mortgage company for a loan. 2 days before closing they called and said because of the cash deposited my account they could close. I told them my husband is out of work…
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Sat Mar 28, 2015
Jessica Peterson Rogers asked:
There's a home that I'm interested in. It was for sale for a great length of time, and has recently been set to be auctioned off. What's the process if the foreclosure is…
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Thu Jun 19, 2014
Debra (Debbie) Rose answered:
With most rent to own agreements, that "extra" rent is NON-refundable if the buyer doesn't close - for ANY reason..and not obtaining financing is one reason.

You just learned this lesson the hard way (although you should read your contract, assuming you have one)

This is one of the reasons rent to own is a terrible idea for anyone with any kind of financial issues.

My advice is to never engage in this kind of arrangement - rent until you can buy in the "normal" manner.

Best wishes....
... more
0 votes 3 answers Share Flag
Mon May 26, 2014
Amanda Phillips asked:
This question was asked from http://www.trulia.com/rental-community/9000055565/Birchwood-5790-Grant-St-Merrillville-IN-46410/
0 votes 0 Answers Share Flag
Mon May 5, 2014
Olga Vega answered:
Hi William,
This is a foreclosed property. There is is no Owner Financing. Occasionally a bank will help with obtaining a mortgage for one of their own foreclosures, but you still have to qualify. Many foreclosures require a cash purchase unless it's in decent shape. You may be able to obtain a 403k loan which helps you purchase a property and fix it up. If you would like me to help find properties where there may be owner financing, please give me a call or email me. 219-588-9494 olga@ddre.org ... more
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Thu Jan 23, 2014
Lashai Thomas answered:
I am a newly seperated mother of three moving from Illinois to Indiana. I have a section 8 voucher and I'm no where near lazy because of the stereotype of having a section 8 voucher. It is for a 3bdrm, I will accept an apartment or house. I'm looking to move in the portage, hobart, merrillville, schererville or hammond area. Can someone please point me in the right direction??? Thanks in advance ... more
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Mon Oct 7, 2013
Johnette Gore answered:
Good morning,

I have lived in that area and know it well. Wonderful neighborhood and neighbors. Please give me a call if you are not currently working with anyone. 219-902-4482.
0 votes 3 answers Share Flag
Sun Sep 15, 2013
Thomas Young answered:
From my experience with 203k loans, the best advice is to use a lender that offers assistance via third party with 203k processing.
This shortens the closing time by weeks. Try http://www.cfs-mortgage.com/203k for more information. ... more
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Wed Aug 7, 2013
Christine Hall answered:
Yes, Sheila I have a loan officer that I can refer you to. His name is Larry Penilla @ A & M
Mortgage is number 219-794-0600
0 votes 1 answer Share Flag
Tue Jun 25, 2013
wshaikh22 answered:
Mon Mar 25, 2013
Piratesleeve answered:
Oh wow thats great! I would appreciate that! I will email you tomorrow! Thank you!
0 votes 7 answers Share Flag
Mon Mar 25, 2013
Debbie Hemphill answered:
Mon Mar 25, 2013
Debbie Hemphill answered:
This sounds like a high payment, unless the taxes and/or insurance are high. Or you could be looking at a 10-15 year loan, not a typical 30 year loan. Your loan officer should be able to explain what the break down of the payments and how long the loan is for.
I would suggest you tallk to your bank if your unhappy with your current loan officer.
... more
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