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Home Buying in Meriden : Real Estate Advice

  • All44
  • Local Info5
  • Home Buying18
  • Home Selling0
  • Market Conditions2

Activity 28
Sat Mar 25, 2017
Cepperson888 asked:
Fri Nov 18, 2016
Jennrob.defosses asked:
We put an offer in on August 10th, and we were told the seller accepted our offer on August 15th. Since then, we have been waiting on the bank to approve our offer. On October 27th, we…
0 votes 0 Answers Share Flag
Thu Aug 11, 2016
Tina David asked:
Thu Dec 17, 2015
Dan Tabit answered:
FHA is the most flexible for people with credit issues, but define "bad credit". Some lenders can take that program to a mid score as low as 580, but not all.
Here's my question for you, why is your credit bad and what are you doing to change it? If you can buy, are you sure you'll have what it takes to keep the home and not end up like so many people before the crash?
If your bad credit is due to a one time event and you always had good credit before and you are on your way back to good credit, you might be okay. If you've struggled for a long time with credit issues, please address this first. Get on a firm solid foundation before you take on the biggest debt of your life. Get on a budget, get out of debt, pay all your bills on time or early, save up a down payment and have money left over for emergencies. You'll not only become a home owner, but be able to stay a home owner for the long term. Best of luck!
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0 votes 1 answer Share Flag
Tue Sep 1, 2015
Bill Landberg asked:
Fri Jul 24, 2015
Jessica Bateman answered:
You can get an FHA Loan with a 580 credit score. Check out The Lenders Network, they work with a lot of the FHA Lenders that go down to 580.
3 votes 14 answers Share Flag
Fri Jan 2, 2015
jacob.buergey answered:
The reason the home is boarded up is this:

Three years back a group of young men started a dog fighting ring in it. This grew to be very popular, but very secretive. Rumor has it that the dogs that were defeated were left to rot under some base boards in the great room. Time went on and the guys noticed strange things taking place at night. It was as if a dog was left overnight to trash the house, but none was. After one investigative night, the men found to their surprised the dogs they left for naught had resurrected themselves as dog zombies. To prevent any outbreak of them, the young lads boarded up the house to prevent their escape.

So I wouldn't go back to check things out if I were you.
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0 votes 1 answer Share Flag
Wed Sep 17, 2014
Bill Eckler answered:

It would ne helpful to know more of the specifics of this property. This is why, directing this question to your agent would be more beneficial than this forum.

You may be right about this effort being a waste of time but things aren't always as they appear. I like the approach of having your agent being in contact with the listing agent and making them aware of your interest should things not work out with the present offer.

In this way you have invested nothing more than an email or phone call and you may have your foot in the door. Plus, you have no commitment and may continue to seek other opportunities.

Discuss your options with your agent!

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0 votes 2 answers Share Flag
Tue Dec 3, 2013
Terry McCarley answered:
Smaller local banks and perhaps Wells Fargo. I have a friend that is also a real estate agent that helped a client that got a 40k loan from Wells Fargo.
0 votes 5 answers Share Flag
Thu Sep 26, 2013
Silvana Fino answered:
I think Ron hit it on the head. The motivation letter brings a human quality to a financial transaction.

One of my buyer's was asked why she was buying another property when she owned and occupied another residence a few cities away. She started talking about how she grew up in the community as a child and always loved that home. The family that lived there were kind to her as a child and their daughter was her best friend. More than 15 years ago the family lost the home to probate when her best friend from childhood died from cancer. She described how much she always loved the backyard and the large tree with the swing, that remains to this day. She wants her grandchildren to know the feeling she had at her best friend's home as a child. Then she spoke of how in a few years she will retire and wanted to live there for the next 30 years and pass it onto her daughter, etc.

And within 30 days the home was hers.
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0 votes 7 answers Share Flag
Mon Sep 23, 2013
Maryann answered:
In Meriden, I have a one-family, suitable for in-law or adult children quarters, 4-Bedroom (2 Master Bedrooms; 1 Master Suite with Sitting Room; Full Bath; Dressing Room, Huge Walk-in Closet plus; Slider Closet) Plus! Plus! 2 Additional bedrooms); Main Level includes HUGE Living Room, Kitchen and Family Room! 3 Baths!!! Bright and spacious 3 Season Room directly off kitchen w/Ceiling Fan!!! Finished Basement includes Game Room with Pool Table; Plus Separate Office: Plus Basement Workshop. Lower Level Laundry Room, Unbelieveable Closet and Storage Space, 2-Car Garage. 22,000 sq. ft. living space does not include lower level or basement space. .32 Acre, fenced-in back yard. This is located in Meriden, CT and suitable for in-law or adult children quarters, if one so desires. Temporarily By Owner $249,000, Early Bidding-War Alert!!!! ... more
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Wed Sep 11, 2013
Cynthia Lombardo answered:
Rebekkah; Are you looking to buy or rent? Call me at 860-919-9262
0 votes 1 answer Share Flag
Sun Jun 30, 2013
Yasemin Aksoy answered:
I own a house on Saratoga Way that I was trying to sell a little over a year ago because i moved out of the state. I have rented out the property now so I'm not living there, but I know the street very well since I lived in that house for 2 years. The people who live in those houses are the original owners. They are mostly young families. Since they are the original owners, that means they have lived there for almost SEVEN years. For young families that is a LONG time. The year we bought the house, we were one of 3 families that became the 2nd owner of the homes. The original owner of our house relocated to Texas, and one of the other houses had a similar reason to sell- ie: relocation. Primarily right now folks are eager to sell because around in 2011 the value of the homes dipped tremendously (just like the rest of the country), now it's slowly rising back and they are probably nervous that it won't continue to rise, but you can clearly see (and realtors will agree) that the price increase is the trend... i would purchase before that increase happens! especially if the price is right.... otherwise there are houses just as nice not too far from there for just about the same price. but im not sure- they may not be cul de sacs :-\ ... more
0 votes 1 answer Share Flag
Fri Apr 26, 2013
Terry Farnsworth answered:
The practice of advertising a higher square footage has nothing to do with someone paying more than the property is worth - unless the person quite frankly hasn't done any homework or due dilligence on the property whatsoever. Unless you have absolutely no space or size perception, it should be fairly obvious to you when you walk into a 1200 square ft. home that is advertised at 2700. Often, what I've seen agents try to do is include the basement as "living" space, and add this on to the "true" above grade square footage. Also, most MLS systems allow listing agents to "pull" a lot of information from a previous agent's listing. Out of convenience unfortunately, a lot of agents will do this - without verifying that any of the information previously entered was actually correct.

Is it a deceptive practice in an attempt to generate more interest and showings for the seller? Yes.

Should there be better policing and a more effective "check and balance" for this? Yes.

Does it change the fact that a buyer and their agent should be double-checking all the details themselves - and would have absolutely no excuse for getting "ripped" off or paying 3000 square foot prices for a 1500 square foot home? Absolutely not.

A buyer/agent should always be checking the public records for a more accurate picture of square footage, and other details such as school district etc. If you are simply "taking a listing agent's word" for critical details of a property, without doing an due dillegence of your own, you are setting yourself up for a big mess.
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1 vote 12 answers Share Flag
Thu Feb 7, 2013
Lc1956booba answered:
do you have photos of section 8 homes i can see?
0 votes 2 answers Share Flag
Sun Jun 24, 2012
Peter D. Plourde answered:
you need a lawyer go to it is well worth it.
0 votes 8 answers Share Flag
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