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Merced County : Real Estate Advice

  • All6
  • Local Info0
  • Home Buying5
  • Home Selling0
  • Market Conditions0

Activity 251
Sun Jun 18, 2017
Jenp5367 asked:
The room is 200 square feet and the entire trailer is approximately 7500 square feet
0 votes 0 Answers Share Flag
Wed Jun 7, 2017
Nitinkumar.investorsclinic answered:
Hi Smithricky,

Yes, It is the good time to buy property in India.

Keep in mind while booking home in India
* book through verified real estate consultant
* check builder details
* check builder gives possession on time or not.
* Is location worth or not

In India, there are lots of real estates consulting website where you can find your property like; www.99acres.com, www.proptiger.com, www.investors-clinic.com
... more
0 votes 10 answers Share Flag
Mon Apr 10, 2017
Geoffrey Iose answered:
Stay in the Northern Merced areas and it is definitely safer. But as for jobs...they're a bit scarce. Turlock would be a much better choice. But at the same time crime is everywhere here in the Central Valley. ... more
0 votes 3 answers Share Flag
Wed Feb 22, 2017
Rich Reed answered:
Are you working with a Realtor? A Realtor should know how to handle this! If you're working with a Realtor as your own exclusive representative, ask your Realtor for advice. If you're not working with a Realtor and are still in the market for buying a property, contact a Realtor in your area and get the help you need.
I am a real estate broker qualified to advise you on California real estate matters, not the law. If you desire legal advice, consult with an attorney.
Best of luck to you!
... more
0 votes 1 answer Share Flag
Mon Jan 30, 2017
Sheryl Arndt answered:
Hello Mvtre48, the purchase in 95322 zip code start from 187k for 3bd 1ba single family home and up. Are you looking for foreclosures only and are you looking for a primary residence or an investment?

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you are buying a primary residence you could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Fri Dec 16, 2016
Sheryl Arndt answered:
Hello Lavina, I am not sure if it is scam or legit yet. Here are some rentals to consider.

http://www.realtor.com/apartments/93635

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

The purchase in 93635 start from 195k for 2bd 1ba single family home which you could buy with less than first, last and security deposit of a rental and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040s, 1099s, W2s and all schedules, copies of drivers license/ID and social security card for each applicant.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Sun Nov 13, 2016
Eve Medina asked:
Tue Aug 23, 2016
Rent LLC answered:
North East Merced has the lowest crime rates in Merced.
Here is an online tool to confirm:
http://www.crimemapping.com/map/ca/merced

North West Merced near Walmart ( surprise surprise ) and Loughborough Dr area have seen murders. ... more
0 votes 3 answers Share Flag
Sat Jun 4, 2016
Rachbarrera answered:
How much for a room rental in camarillo, ca, including utilities?
0 votes 4 answers Share Flag
Mon May 2, 2016
Alexander Greer answered:
Ask your real estate agent. More importantly, why did they deny your loan? Maybe it can be saved at another lender?

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
http://www.TheMortgageOutlet.com
... more
0 votes 3 answers Share Flag
Thu Apr 28, 2016
Ctcalleja asked:
I will have approx. 200K for a down. My credit score is 780 and have no other debt. I am retired and only have a monthly income of $2K.
0 votes 0 Answers Share Flag
Thu Apr 7, 2016
Alexander Greer answered:
You don't know. That is the deal with foreclosures.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
http://www.TheMortgageOutlet.com
... more
0 votes 3 answers Share Flag
Fri Feb 26, 2016
Chetan.epicresearch asked:
Epic Research is a place where all the technical & analytical research of the commodity & stock market, is done and which provides best Stock Tips, MCX TIPS, Forex Tips, Option & Ncdex…
0 votes 0 Answers Share Flag
Wed Jan 13, 2016
Suzaneabikhalil asked:
Wed Nov 25, 2015
Dan Tabit answered:
Ozvps,
We're not attorneys, but generally the terms that are in writing are the ones that each party is obligated to unless they mutually agree otherwise.
You can ask them to show you where they have the right to back out, but I doubt they or anyone can find it.
You may need an attorney before your done. Only they can review your contract and give you specific advice.
... more
0 votes 3 answers Share Flag
Sun Nov 8, 2015
Cindy Davis answered:
It is intended for low or moderate income people. There will be income guidelines for those who qualify.
0 votes 2 answers Share Flag
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