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Memphis : Real Estate Advice

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  • Local Info61
  • Home Buying235
  • Home Selling36
  • Market Conditions24

Activity 633
Wed Aug 9, 2017
answered:
There are programs that do allow for low credit scores or bad credit but keep in mind it's not just credit score it's also about credit history. That being said you should contact a local lender and see where you stand sometimes things are relative, I have had individuals who tell me their credit is bad because they made a late payment 5 years ago on a Macy's card, others that think that a 640 is bad. Although there are programs that go to as low as 500 I suggest that most buyers have a 620-640 minimum before beginning the home buying process as the guidelines are usually a bit most flexible once you hit that level and rates are usually not impacted too much especially for programs for first time home buyers and/or owner occupied loans. Perhaps your credit is not as bad as you think but even if it is once you speak to a professional in your area you can know where you stand and what you need to do to prepare yourself to buy a home soon. I am NOT a realtor and currently only offer loans in Florida but I hope this helps, I suggest your discuss in more detail with your realtor. God Bless, Psalm 20:4 ... more
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Thu Aug 3, 2017
janette mendoza asked:
Hello! I want to purchase a home but I'm an independent contractor. I graduated in March 2017 and started working right away in my field but as an independent contractor. I now have…
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Thu Aug 3, 2017
Shelly McAdams Brown asked:
We have rented the same house for 12 years and pay $1075 a month. We can make this payment with no problem and still pay our other bills on time. Everyday it gets a little frustrating not…
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Sun Jul 16, 2017
Kerrytoss1 answered:
I'm tired of people trying to bash this we buy homes people. I can't sell my house as is because my village won't let me list it with a real estate agent. It's hogwash that you don't have to fix your house up when using an agent. I dare someone to get my house sold without the village hitting me with a fine or lien because I want to list my house as is. Some real estate people are the nicest and others are shady characters like knowing a water issue but lying about it. If your house needs serious repairs sell to we buy homes people ... more
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Sun Jul 16, 2017
Connie Newson answered:
Hi.....Sheila I'm Connie Newson Real Estate Agent in the Memphis,Tennessee and Surrounding area.....Have you relocated to Memphis,Tenn. If there any thing i can help you with contact me
@901-870-8962 or email: Chomesbuysell@bellsouth.net
... more
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Sun Jul 2, 2017
Amanda CW asked:
Credit score 704; First-time homebuyer; Ch7 filed in November of 2014 & discharged in March of 2015.
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Tue Jun 27, 2017
Sanhernandez405 answered:
I what to buy a home or rent own and aloan for a down payment and enough to fix and to go on a trip please help me
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Mon Jun 26, 2017
UpNest Top Realtors answered:
Hi, Commission rates are negotiable and can vary. The key to negotiating the best rate is to compare and interview several agents in your local area. We started UpNest (http://www.upnest.com) to help you compare top agents that compete to earn your business. Since agents compete for you, they offer their very best rates and services. You'll also get to ""comparison shop"" like you do for all the other things you usually pay for. It's free and there's no risk to try us out, Good luck! http://www.upnest.com

You can also find out the average commission rate for your area here: http://www.upnest.com/re/realtor-commissions/
... more
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Fri Jun 9, 2017
Brian Martucci answered:
If you have a mortgage on your property you can refinance at anytime, as long as the numbers make sense for you to do so.

Below are some good articles for you to read about refinancing:
https://www.getloans.com/refinancing-consider-life-loan-costs/

https://www.getloans.com/important-things-to-remember-when-refinancing/
... more
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Sat May 27, 2017
Pattia99 answered:
The Depot Planning District is the name given to an area in the central part of Memphis surrounding the former Army Depot, which is near the center of the District. This is an historic name; there are no plans to install another depot. The boundaries of the District are South Parkway and Southern Ave. to the north, Prescott and South Highland to the east, I-240 to the south and I-240 and the IC Railroad to the west. ... more
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Sat May 27, 2017
Pattia99 answered:
It is a few blocks from Liberty Bowl Stadium and the Memphis Childrens Museum.
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Thu May 11, 2017
Carsandcars asked:
Tue May 2, 2017
ethel floon asked:
Mark Kelley - Landlord
Rental property address: 41 N. Bingham, Memphis, Tn 38112
Landlords address: 1674 Overton Park, Memphis, tn 38112
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Wed Apr 26, 2017
Wtina495 answered:
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