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Home Buying in Memphis : Real Estate Advice

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  • Local Info61
  • Home Buying233
  • Home Selling33
  • Market Conditions24

Activity 278
Thu May 11, 2017
Carsandcars asked:
Tue Oct 4, 2016
hattie westley asked:
Sun Sep 25, 2016
Deleonnegrita answered:
is it easy to get a FHA loan especially if your on a fixed income and on SSD?
0 votes 13 answers Share Flag
Fri Jul 29, 2016
June Buerkle answered:
It depends on you available cash and your income, but there are sub-prime lenders around that will finance down to a 550 score.


The question to ask if your score is that low is how much of a penalty are you going to pay in interest Vs. Waiting to clean up your score. ... more
0 votes 1 answer Share Flag
Mon Jun 13, 2016
Omarisready205 asked:
Title company says I can't purchase a home because I have a judgment against me, even though mortgage company is ok with the judgment and still willing to lend the money.
0 votes 0 Answers Share Flag
Wed May 11, 2016
Melissa Mcduffy asked:
Im seeing a trend in travel nurses and agency nurses being denied. Its ridiculous because we never hurt for work and have way more options for work than the typical staff nurse at a hospital…
0 votes 0 Answers Share Flag
Fri Apr 22, 2016
Lisa Crawford asked:
I have lived in Memphis for the past twenty-eight years I work for Shelby County Schools for ten of those years. After being excessed from the school system three times in the last five…
0 votes 0 Answers Share Flag
Sat Apr 16, 2016
Msmaroondagoon0713 asked:
Wed Apr 13, 2016
Leondra Early answered:
If a house is on the market as a short sale, a real estate agent can look it up for you. Short sales are done through the bank as well. If you are not working with anyone, you can contact the bank that has the home to try to get in contact with the rep that is handling the short sale. I know this post is old, and you may have gotten an answer by now, but were you still looking to buy or did you ever get an answer on the short sale? ... more
0 votes 7 answers Share Flag
Wed Apr 13, 2016
Leondra Early answered:
Yes, you can, but there is a limit on the amount that you can take out of it without having penalties (only if 1st time homebuyer
0 votes 1 answer Share Flag
Mon Mar 7, 2016
Carjamin_scott asked:
Thu Feb 25, 2016
thinz answered:
I think you should consider a much lower priced home in Shelby...say in the 75K-90K range?
You can find some nice ranches with 3 bedrooms/1.5 baths for much less. These would be homes renovated following foreclosure sales. If you need names of agents that can help you, I've worked with several who are very good. Good luck. Tom Hinz www.shortsaletosell.com ... more
0 votes 1 answer Share Flag
Thu Feb 25, 2016
thinz answered:
Following up on Sally's post, it is important to have at least 6 months of liquid savings in the event of a health or occupational hardship. So as she says, it your hot water heater goes how will you cover that? If you lose your job or get hurt, do you have a buffer to handle your affairs until you recover?
I think you should consider building up some savings to better cushion you before you take the home buying plunge. While it can be very rewarding, it could have a serious hit on your credit profile if you are stretched so thin you can not continue to make payments. Just consider these things carefully and good luck in your pursuit! Tom Hinz http://www.shortsaletosell.com
... more
0 votes 2 answers Share Flag
Tue Jan 26, 2016
Karen Peyton answered:
We're not meteorologists, but a good source of information is the National Weather Service:
http://www.weather.gov/

You can also Google weather related terms for Memphis (e.g. Memphis rainfall, Memphis hurricanes 1900-2016, natural disasters Memphis, TN).

Good luck!
... more
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