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38117 : Real Estate Advice

  • All16
  • Local Info2
  • Home Buying8
  • Home Selling3
  • Market Conditions0

Activity 15
Sun Sep 25, 2016
Deleonnegrita answered:
is it easy to get a FHA loan especially if your on a fixed income and on SSD?
0 votes 13 answers Share Flag
Wed Jun 1, 2016
Candice Ludlow asked:
Everything that my agent put there - pictures, etc - is correct, except for the listing info. The MLS verbiage is:

"Great opportunity for a wonderful family home in Colonial Acres…
0 votes 0 Answers Share Flag
Sat May 7, 2016
Cmilner2 asked:
Mon May 2, 2016
Jonathan Lahey Your Home SOLD Guaranteed answered:
Heres How:

You can remove a listing from Trulia in a couple of ways.
If the listing was manually submitted you can remove the property through your account page. Simply Log in to Trulia.com, hover your mouse pointer over your name in the top right corner of the page. The site navigation menu will appear as a drop down menu, click on "my listings". Once in the listings page choose the "for rent" tab. Your property will appear with an "edit property" button. Hover over the edit listing button and from the drop down menu select delete property. To remove it from the site select the deleted folder and select the delete forever button next to the listing you wish to remove from the site. ... more
0 votes 1 answer Share Flag
Sun Dec 20, 2015
Ruth and Perry Mistry answered:
May be because the Transaction has not closed yet.

Did you have a house in mind?

Thanks
0 votes 1 answer Share Flag
Fri Jul 24, 2015
thinz answered:
You could qualify depending on if you get a government loan or some other type...especially if you are looking at a foreclosure. I would check out the fannie mae foreclosures that offer financing for owner occupied purchases. You could land a good deal that way...
Tom Hinz www.shortsaletosell.com
... more
0 votes 1 answer Share Flag
Thu Mar 5, 2015
Cathie Heika answered:
Wildwood Park
100 Wildwood Way
Harrisburg, PA 17110

This has some good hills and its pet friendly!!
0 votes 1 answer Share Flag
Mon Dec 23, 2013
Clarence Clay Dickson answered:
Good evening Raharper1,

Just on my past experience and lenders I've worked with. I have been very fortunate to have assisted numerous of Homeowners to move into a House with a little as earnest money deposit pledge. Not sure of how much you are looking to pay a month in a mortgage, but I have several suggestions that you can use to move in without the downpayment. Please call at 901-643-9729 or email at clay.dickson@crye-leike.com ... more
0 votes 11 answers Share Flag
Fri Jul 26, 2013
Dustie Zvolanek answered:
Hello,

It best to work with an agent. The agent will look at the recent listings and sales in your area and help come up with a great price to help you sell your home. Please feel free to email me at dustie.zvolanek@gmail.com or call 901-687-7770 to get started.

Dustie Zvolanek
Fast Track Realty
... more
0 votes 8 answers Share Flag
Thu Apr 18, 2013
Chris answered:
Thanks everyone for the information and assistance. I already have the house listed on Zillow, but was wondering if I could do the same on this site as well. I am going to try by owner for a little while and then list with an agent (I already have one that I've talked to) if needed. Thanks Again! ... more
0 votes 6 answers Share Flag
Tue Mar 30, 2010
Rebecca Hanks answered:
Rent to own or Lease Purchase is actually two transactions, the first transaction is a lease agreement with (2nd transaction) an option to purchase. In this second transaction the price is usually pre-set, and sometimes some portion of the rental deposit is applied to the purchase price, if this option is exercised. The seller may still have a mortgage, and is subject to default on their own mortgage. Which means that even if you gave a pretty hefty deposit, you may find your self evicted due to no fault of your own, if your landlord does not pay his mortgage. Another thing to know is that there are many unscrupulous "owners" who plan on you being late on your monthly payments, so they can keep your deposit and start the eviction process within a few days. Be careful what you sign. A Lease Purchase is similar to an owner financed property but Owner financing is a much safer transaction. The property is transferred to you, and the owner holds the mortgage. You can refinance, sell, or lease the property if you choose to. ... more
0 votes 2 answers Share Flag
Wed Mar 17, 2010
Rebecca Hanks answered:
First I am going to refer you to a website that was created to help purchasers such as yourself.
http://www.maar.org/WHM/ . I would highly suggest that you go to a loan officer at your bank, and apply for a mortgage, immediately. There may be a fee of $35-50 but most loan officers will waive that fee. If you are considering purchasing a home, now is the time to do it. Are you not aware of the $8000 tax credit that is available until April 30th? If you purchase a car, you may get too much debt and not be able to purchase a home. A good loan officer will look at your credit, and let you know where you stand. If you have any credit issues, please contact the non-profit credit counselors listed on the welcomehomememphis.com website. If you have any other questions, please email me. ... more
0 votes 5 answers Share Flag
Tue Sep 8, 2009
Jo Shaner answered:
Purchases are different than reassessments, so you have that going for you- not a time line. HOWEVER, it doesn't matter what you paid for the property - your taxes are based on what it is worth. If your independent appraisal came in @ $ 350k - guess what, that's the value of the property and what you should be paying in taxes.

Hard pill to swollow, but if a person had a paid for house, they still have to pay property taxes. The worth of your house is what the taxes are based on.

Sounds like you got a fabulous deal and the $105 per month in taxes (depending where it is) is a small price to pay in saving $100k! Congrats!

Jo
... more
0 votes 2 answers Share Flag
Fri Jun 12, 2009
Jo Shaner answered:
Dear Bebdure,

The term East Memphis is a broad term (coined in the 50's) even within the zip code of 38117. As a general rule - 20% is astronomical, however in the higher price ranges - million plus, you might be able to do it. If you are referring to a $100k, well that might be a little harder. Remember, a seller can ask anything they want for their house - doesn't make it logical and in most cases a seller will put in in the begining their "wiggle room". As a listing gets stale, then they usually have a reality check.

Houses that are priced right in the begining are the ones that sell fast. East Memphis is a sought after area, so it has the first principle going for in - Location, location, location.

The guys below are right on the mark - get you an agent familiar in the area and find out what you true needs are. Then you can go hunting for that one of kind deal. If a home doesn't fit you true needs - all you have bought is real estate.

Best wishes,

Jo Shaner
Lipseyshaner Team, LLC
Keller Williams Realty
... more
0 votes 3 answers Share Flag
Fri Sep 19, 2008
Benita Giovannetti answered:
4562 Sequoia - MLS # 3138372

This property is a fantastic price! We had a contract early on but the buyers backed out 3 days before closing! New infill project in a great location. We just sold a new home across the street for $710,000. The builder is ready to make this a great value for someone. Around 4400 sq.ft for $650,000. He will consider a trade for a home intown or out-of-town. ... more
0 votes 2 answers Share Flag
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