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Home Buying in Medina : Real Estate Advice

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  • Local Info8
  • Home Buying19
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Activity 27
Sat Jun 4, 2016
Tamishahelms answered:
I love it! Excellent article. Cool to read such a well-considered article! By the way, if anyone is facing a problem of filling Freddie Mac / Fannie Mae 2055, I've found a template here http://goo.gl/B6QK6d. You also can esign the form and fax it. ... more
0 votes 5 answers Share Flag
Thu Jun 11, 2015
Mayailaa answered:
The entire purpose of title insurance is for the title policy to cover damages in the event of the lien-makers position worsening.

Purchasing title insurance will help protect you from these disputed title issues.

Reference Link: http://titlecompanies.net/
... more
1 vote 7 answers Share Flag
Wed May 7, 2014
Unspecified asked:
I have been renting a home in a newer development in Medina County. I have been here 5 years and was just told that the owners are facing foreclosure. I need someone to help me out by trying…
0 votes 0 Answers Share Flag
Mon Jan 27, 2014
Kim Graczyk Casto answered:
Dear poor credit, Did you ever find a home to RTO? If not, I can give you some pointers on how to boost your credit in less than a year. I actually know someone who raised his credit score 60 points in three months and was able to purchase his first home. Don't give up, diligently move forward and you too will be able to own your own home. Call me at 330-967-0555 if you would like some pointers on how to raise your credit score. ... more
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Tue Jan 7, 2014
Vinny Katz answered:
i might be interested as i am looking not only for my own house through my agent but some property to rent out and make extra income
0 votes 2 answers Share Flag
Sun Dec 1, 2013
Joan Haberkorn answered:
This is a situation where you really should get some competent legal advice from an attorney licensed in Ohio. Unlike many states, Ohio recognizes a "Dower" interest which is an interest your spouse may still have in this property. Ohio real estate is governed by Ohio law no matter where you live. ... more
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Tue Oct 1, 2013
Brian Nguyen answered:
What is your current score? Who knows, your score might be able to work. For example, I have been able to give out loans with scores as low as 580 so if you are above that you might have shot at getting a loan. Otherwise, the simplest way to fix your credit is to pay off your debt and revolving credit balance on time. Either way, I recommend you speak with a lender like myself that can work with the finances you have. Good Luck! Brian Nguyen Sr. Mortgage Banker NMLS # 659743 Phone: 949.667.2887 brian.nguyen@nafinc.com ... more
0 votes 5 answers Share Flag
Mon Apr 15, 2013
Cecilia Sherrard answered:
Hi,

The HOA fee is $170 monthly and includes; Exterior Building, Association Insurance, Landscaping, Property Management, Recreation, Snow Removal, Trash Removal.

There's an annual recreation fee of $70. "Golf is available."

Feel free to contact us anytime to see this home or to discuss it further. We look forward to assisting you!

Cecilia Sherrard & Andrew Ginter
RE/MAX Ohio
440-781-8737
http://www.YouShouldOwn.com
... more
0 votes 1 answer Share Flag
Mon Apr 8, 2013
Tonya Farmer answered:
Hi Nicole,
There are a couple that you can research further. One is Miller Homes in Cleveland. Their website is www.millerhomescleveland.com. Another is Miller Family Homes they are located in Lima, OH and their website is www.millerfamilyhomes.net. And lastly, there is Miller Homes located at 6307 Kidron Rd, Apple Creek OH 44606. Their phone number is 330-857-0161. You can find further information on them at www.facebook.com/pages/Miller-Homes/155374464498825Share.

I hope the information is helpful. If you are interested in looking at available parcels of land, feel free to contact me and I will send you a list.

Have a great day!
Tonya Farmer
Keller Williams Tri-County Properties
Ph: 330-242-9852
tonyasellshomes@gmail.com
www.tonyasellsmedinacounty.com
... more
0 votes 2 answers Share Flag
Tue Feb 5, 2013
Kimberly Lawson answered:
Hi Jenn!
I thought I might reach out to you seeing the question you posed, sounds like you might be interested in purchasing a home. I am a Loan Officer and I've been in the mortgage industry for over 11 years now. So you know, there's special terms available for homes listed on the homepath website ie no appraisal, no inspections, low down payment with no private mortgage insurance. All said, if you're not paying cash and if you're interested in getting prequalified so you can make an offer let me know. I'd love the opportunity to work with you! Warm Regards, Kimberly Lawson Mortgage Loan Originator T/F: 888-659-3848 kimberly.lawson@fpfmail.com http://kimlawsonloanofficer.com NMLS:5601 OH.LO.004495.000 First Priority Financial Inc "Where Open Minds Close More Home Loans" 748 N. Court Street, Suite 201 Medina, OH 44256 NMLS:3257 Licensed by Ohio Division of Financial Institutions, MB.850147.001 ... more
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Tue Nov 27, 2012
Ron Thomas answered:
Lease/Option
You are desperate!
Your Credit or Finances, or both, will not allow you to go the conventional route:
You need the Seller to help you out!

The Seller will know it, and you are going to pay dearly for this service:
There aren't too many altruistic Sellers out there.

The terms that can be written into a Lease/Option can be dangerous to you:
How long is the Option period?
How much money are you putting in to the Option?
What happens if you are not able to execute the Option?
How do you know what your financial situation will be 2-5 years from now?
How much is the rent in the meantime?
Who will be responsible for maintenance and repair in the meantime?
What will be the Market Value of the home in 2-5 years?
What will be the Selling price 2-5 years from now?

This is the Ultimate Caveat Emptor!
... more
0 votes 3 answers Share Flag
Mon Aug 22, 2011
Kathy Dunlap answered:
Hi! Maggie, I could take a guess at this question, but this is a question best answered by an attorney. Look for attorneys that deal in real estate law for this answer. Good luck to your friend. ~~Kathy ... more
0 votes 1 answer Share Flag
Sat Jul 30, 2011
Jeanne Feenick answered:
Here in NJ we have a period called attorney review that kicks off after both parties have signed the offer accepting its terms. As it implies, it is a period in which the contract is reviewed, adjusted and ultimately accepted by the attorneys on behalf of their respective clients. Once that period ends, you are officially "under contract". Up until that point, either party can leave the transaction without recourse to the other.

I agree that the fundamental question is whether you had an enforceable contract at the time the seller walked away.

That question and advice on next steps will best be answered by an attorney. But I would suggest you start looking for other options - it is hard to make someone sell something if they do not want to.

Best,
Jeanne Feenick
Unwavering Commitment to Service
... more
1 vote 9 answers Share Flag
Wed Feb 9, 2011
Mike Schmidt answered:
I represent the nations largest and leading manufacturer of log homes, Real Log Homes and can assisit you with the entire process from finding land to building you dream log home. Please contact me at your earliest convienence.

Mike Schmidt
Country Charm Real Log Homes
330-769-4245
ccharmloghomes@aol.com
... more
0 votes 2 answers Share Flag
Sun Jan 16, 2011
John Walin answered:
I think if you really like the house you have the right to pay for a fee for appraisal of the house and modify or write a new contract at that appraisal value. Any mortgage will only give you a loan based upon the appraisal and if you don't exercise your option they will get lower purchase price from the next tenant. Get a really good real estate attorney in your area and they can make sure you are not on the hook for past taxes, or liens and that you get clear title. ... more
0 votes 11 answers Share Flag
Sat Jan 15, 2011
Oggi Kashi answered:
Why do you want a fee? If you are the buyer and have already agreed to a transaction with the seller, then just have an attorney complete the transaction for a flat fee. The seller saves on the commission and in turn offers the property to you at a reduced price.

If you are looking for a finder's or referral fee by introducing a seller to an agent, please understand that only licensed real estate professionals are allowed to receive commissions and referral fees.
... more
1 vote 2 answers Share Flag
Tue Aug 24, 2010
Ryan Smith answered:
Hi Dennis,

I always advise my clients to shop with at least two lenders in case one does not perform you have a back up. If your applying with both in a short time period it shouldn't affect your credit. People usually get in trouble with that when they run their credit weekly several weeks in a row. Two to three max lenders should be good enough to compare fees, rates, and service.

good Luck!

Chris Blasic
... more
0 votes 3 answers Share Flag
Tue Dec 15, 2009
tom roberts answered:
You need to get with a Realtor John,and FHA IS 3.5% good luck w/that
0 votes 5 answers Share Flag
Thu Sep 24, 2009
Bill Eckler answered:
Sarah,

This s very possible and you can pretty much purchase a property in the US in the same manner as a US citizen. Your information is correct about needing a larger deposit of between 30 & 40 percent.

At this time we advise many of our foreign buyers that are considering financing to explore borrowing options in your home country prior to using a US source. Many find better rates and their transaction is treated in the same manner as a cash transaction.

We are well versed in the southwest Florida market and would be happy to support and interests in this location or provide you with additional typical buyer's information.

This is a great time to be considering your investment options. We wish you the best.

The Eckler Team
Michael Saunders & Company
billeckler@michaelsaunders.com
941-408-5363
... more
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