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Foreclosure in Mecklenburg County : Real Estate Advice

  • All12
  • Local Info1
  • Home Buying6
  • Home Selling1
  • Market Conditions0

Activity 88
Sat Aug 20, 2016
Virtualwoman27 answered:
I may have an answer for you. Contact me to discuss
0 votes 1 answer Share Flag
Tue Aug 16, 2016
Angelica P answered:

At this time, unfortunately, we currently do not have listings for rent to own homes. You may try your luck though and search our website using the Keyword section of the search filter which can be found in the All Filters button. However, these listings are extremely rare.

Please follow these steps to begin your home search:

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6. Click the red 'Apply' button.

This will begin to pull up listings that are more tailored to what you are looking for.

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We hope your experience with Trulia is memorable and thank you for using Trulia for all your real estate needs.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

Consumer Care Advocate
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0 votes 1 answer Share Flag
Fri Aug 5, 2016
Rosie asked:
My ex and I had a house together but the one in the title is just him. I stayed in the house and he moved out. The house will be foreclosed and the bank got in touch with him offering cash…
0 votes 0 Answers Share Flag
Thu Sep 10, 2015
dearnhart4 answered:
Carolina Pool & Spa, (704) 548-0254. Very experienced and does a thorough job.
0 votes 3 answers Share Flag
Thu Jul 23, 2015
My NC Homes Team answered:
Thu Jul 9, 2015
Joe Riggi answered:
Probably foreclosed on. Foreclosure is a long process. First the owners have 6 months to a year to either catch up on the bills or sell it themselves, then after that period its another 6 months or so to process the foreclosure, then finally it is put on the market. ... more
0 votes 2 answers Share Flag
Wed Jun 10, 2015
Franceakite answered:
Real estate owned or REO is a class of property owned by a lender—typically a bank, government agency, or government loan insurer—after an unsuccessful sale at a foreclosure auction. 1. A foreclosing beneficiary will typically set the opening bid at a foreclosure auction for at least the outstanding loan amount. If there are no bidders that are interested, then the beneficiary will legally repossess the property. This is commonly the case when the amount owed on the home is higher than the current market value of this foreclosure property, such as with a high loan-to-value mortgage following a real estate bubble. As soon as the beneficiary repossesses the property it is listed on their books as REO and categorized as an asset (non-performing asset).

Web Reference:
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2 votes 14 answers Share Flag
Mon May 18, 2015
Phil Eisenhauer answered:
Possibly, but it depends on why it went up. If escrow (taxes were set to low) changed, most likely not. If the loan rate terms changed, maybe. You may still have time to sell the home and retain any equity you may have provided you owe less than the home is worth. If not we may be able to get the bank to allow a short sale, Call and we can talk about it. I work here in Charlotte in the #1 Keller Williams office in the world! We have in house attorneys and I retain a shirt sale specialist. Call me at 704-907-0495 Thanks ... more
0 votes 1 answer Share Flag
Sat Feb 21, 2015
Amy Baker answered:

I don't see a link to the specific home that guy are asking about.

Please feel free to email it to me and I'll do some research on it.

Amy Baker
Allen Tate Realtors
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0 votes 2 answers Share Flag
Tue Dec 2, 2014
Melissa Polce answered:
It all depends...if you are the borrower, I would highly suggest getting on the phone with Wells and seeing if you have options, or call a short sale specialist that can help you depending on the type of loan you have...I have done a lot of short sales...and can get you squared away if that is the route you need or want to take...
If you are awaiting for a home to can be as quick as 5-6 months to a couple years...but again, sounds like you are asking for someone you know...and it is probably worth a conversation with your lender and a short sale Real Estate Agent...
feel free to shoot me a text, call or email-
Melissa Polce, 704-450-4335
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0 votes 2 answers Share Flag
Tue Dec 2, 2014
Melissa Polce answered:
sure, some of these ways are not 100% correct, going to the court house(Meck register of deeds) or doing a title search will do the trick, good luck
0 votes 4 answers Share Flag
Fri Feb 14, 2014
Loveurrlife2 answered:
Where do you locate the cash 4 keys form to complete? I can't locate it online.
0 votes 21 answers Share Flag
Thu Feb 6, 2014
Josh Barnett answered:
Thu Jan 23, 2014
Ferris653 answered:
Sat Dec 14, 2013
Daniel Fisher answered:
Good morning, Robin:
We assist buyers with purchasing foreclosed, short sales, government owned, bankruptcy, estate, relocation or other distressed properties. In cases where there are major repairs needed, we have resources to allow you to borrow enough money to purchase the home and make repairs. Some foreclosed homes can be purchased for as little as $100 down payment (although you need to have a few thousand saved up for earnest money and costs like appraisals and certain inspections that need to be paid at the time of service). There are currently about 200 three bedroom 2 bath homes priced under $150,000 to chose from. We enjoy working with first time home buyers too! If you appreciate an answer, please give thumbs up. For the most helpful answer, please say thanks with a best answer click. ... more
1 vote 11 answers Share Flag
Wed Oct 2, 2013
Daniel Fisher answered:
Good evening, Janice:
In NC, notice of foreclosure must be publicly posted in a legal paper. A title search would tell you this. If you appreciate an answer, please give thumbs up. For the most helpful answer, please say thanks with a best answer click. ... more
1 vote 2 answers Share Flag
Sun Jul 28, 2013
Roy Bush answered:
CFS Mortgage,, has a flexible loan program. They allow a mortgage after a foreclosure, short sale, or chapter 7 bankruptcy. There is only a six month waiting period. This is perfect for individuals looking to become homeowners again. ... more
0 votes 10 answers Share Flag
Fri Nov 2, 2012
x answered:
A lot of auctions now a days are done online as well. Typically it is buy here pay here and you are buying the property "as is". Be sure to do all of your due diligence beforehand. Also, be aware that these properties may not come with a clear title, something to caution.

My question to you is, why the auction? There are a lot of great deals out there that can be bought outside the auction phase and to take full advantage of all your resources. If it is home ownership you are seeking and you love the property than by all means investigate to make sound decisions. Not saying the auction is not a good resource but typically you are bidding against many others who add a lot of competition.

We have great deals all the time and if you need any help please let us know. Thanks.
... more
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