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Financing in Mecklenburg County : Real Estate Advice

  • All12
  • Local Info1
  • Home Buying6
  • Home Selling1
  • Market Conditions0

Activity 84
Wed May 10, 2017
There are now mortgages for CRNAs that offer lender paid mortgage insurance and only count your current monthly student loan payment in your debt to income ratio. This is a really great option for CRNAs with high student loan debt. ... more
1 vote 12 answers Share Flag
Wed Nov 16, 2016
Neil Bryska asked:
I have a client that is buying new construction in an all cash offer. The home will be built about 5-6 months from now and half of the money she is using to close on the new home is coming…
0 votes 0 Answers Share Flag
Fri Oct 28, 2016
Greg Kersey asked:
Hello, I am a first time home buyer looking to purchase a home that is in need of some cosmetic repairs. I meet the requirements for NCFHA Down Payment Assistance Program but would like…
0 votes 0 Answers Share Flag
Thu Sep 8, 2016
Richard- El Bey answered:
Gas Station
Raw Land
Blanket loans
Cross Collateral loans
Ground Up Construction
Super market loans
Shopping Center loans
Special Use Facilities
And much more
0 votes 1 answer Share Flag
Thu Jul 7, 2016
Excalibur0214 asked:
Fri Apr 15, 2016
Five Stars answered:
95% is now available up to 1 mil loan amount. 700+ credit required, full documentation. fixed rate or ARM both with no PMI.

Five Stars Mortgage
National Jumbo Loan Resource
7 days week - 9am-8pm
Ph: 800-871-2636
... more
0 votes 10 answers Share Flag
Tue Mar 22, 2016
Fsbo4unow answered:
I locate owner who are interested in lease options homes I'm looking for buyers or Company that needs someone to located deals. Please email me fsbo4unow @
0 votes 5 answers Share Flag
Tue Jan 19, 2016
Raju Kumar answered:
To have the payday loan easily, you will have to contact with the payday loan providers.

click here to know more:
0 votes 9 answers Share Flag
Tue Nov 10, 2015
Kathy Lewis answered:
USDA still offers 100% in approved locations outside of Charlotte. Contact us below to discuss approved locations.

USDA Mortgage Hub
100% USDA Rural Housing Loans
Serving all 50 states
Ph: 800-691-8826 (7 days a week)
... more
0 votes 27 answers Share Flag
Fri Jul 3, 2015
Qulia Bryant answered:
There are other government grant programs in the Charlotte area that can get you to 100% financing. Try NACA (could be a lengthy process) or House Charlotte (will require a House Charlotte lender and a 4 hour buyers education class). If you need help finding information for either of these programs contact me and Ill be glad to help!

Qulia Bryant, Realtor
... more
1 vote 4 answers Share Flag
Wed Jun 17, 2015
Kenji Inui answered:
If you owe $530k and want to borrow $200k, but your home is only worth $620k... (530+200=730) then you are asking to borrow $110k more than your home is worth. There is no loan for this that I know of. Maybe I'm missing something? ... more
0 votes 1 answer Share Flag
Mon Apr 27, 2015
Ernie Behrle answered:
I am not aware of any particular mortgage...but with that said, have seen short term specials run by mortgage companies from time to time that offer reduced closing cost fees to people in specific job teachers, police, firefighters etc. Try doing a search online or calling several local mortgage companies to ask. Good Luck ... more
0 votes 1 answer Share Flag
Thu Mar 26, 2015
Yes you can use the rent payments to help you qualify for the investment property purchase. You can also the market rent even if the property is not currently rented. The appraiser will list the fair market rent on his report.

Thank you,
Melvin List
Licensed Mortgage Loan Originator, NMLS# 243087
American Mortgage Services CO NMLS# 259805
Cell: 813.629.5478
... more
0 votes 2 answers Share Flag
Sat Jan 24, 2015
USMortgageRanger answered:
Yes you can qualify under the current FHA guidelines with a 3.5% down pay payment and re-establish credit. Now is the time to sure up your credit if your are looking to move forward in April.

I recognize that you are very busy, so I am only asking you to spend 6 minutes with me to discuss your needs so we can determine if we can be of service to you. After answering just a few simple non-credit related questions (I do not need to pull your credit report in advance) I will be able to email you some options that will allow you to immediately determine if we are the right choice for you and your family.
I look forward to working with you to make your dreams a REALITY.

Lowell Sterling
Mortgage Banker
NMLS# 968898
The Federal Savings Bank
Mobile: 469-347-3572
Direct: 512-717-0403
... more
0 votes 1 answer Share Flag
Fri Dec 26, 2014
Bryan Horn answered:
Alpha - FHA doesn't lend on second (2nd) homes so you'll have to have a job within a drive of an hour or two of the house you are buying. Why not buy in the sticks of New Jersey or upstate new York?
I have Wells Fargo foreclosures that you can buy in New Jersey or New York that are cheaper than the one listed on the MLS or

Contact me to get pre-approved and then I can share those REO (bank owned) properties with you.

Bryan Horn

858-805-5347 feel free to call or text
... more
0 votes 2 answers Share Flag
Sun Jun 29, 2014
Trent Corbin answered:

In my experience, 1099s do require additional proof of income which may be what is generating the feedback you're receiving in regard to waiting another year. I have had clients that experienced similar setbacks despite their strong credit and home equity.

That said, I would encourage you to speak with Johnatan Romero of Movement Mortgage who has handled renovation loans for us in the past. He can be reached via email at Let him know I sent you - he is a great resource.
... more
0 votes 1 answer Share Flag
Fri May 30, 2014
The short answer is yes. The lien holder would have to agree to subordinate to the first trust. Email me at or call at 571.246.4373 to discuss. I am in south Charlotte. ... more
0 votes 1 answer Share Flag
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