Hello, I'm a mortgage professional.
You can get a mortgage with as low as a 580'credit score. If your score is below 580 there are ways to get your score up quickly.
There are a lot of programs available and most require a very low down payment and even allow you to roll closing cost into the loan using a sellers concession.
I can lend nationwide and I'm avialable almost 24/7.
If you have any questions or would like help with this you are welcome to contact me.