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Mays Landing : Real Estate Advice

  • All50
  • Local Info3
  • Home Buying20
  • Home Selling6
  • Market Conditions2

Activity 47
Mon Dec 5, 2016
Alysse Musgrave answered:
It's the seller's responsibility.

Buying a Home? Don't Let Them Make a Monkey Out of You! Follow the link below.

Alysse Musgrave
Consumer Advocate/
Exclusive Buyer Broker

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You!
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Sat Jul 9, 2016
June Buerkle answered:
No credit is not as bad as poor credit or a lot of negative marks.

With a limited credit history, you will need either a strong income with solid work history, or healthy cash reserves to cover several months of rent.

That's what I look for to qualify college student renters.
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Wed Jun 15, 2016
Dejajanee answered:
A financial institution must be approved by USDA in order to be eligible for providing home loans in rural areas under its residential program guidelines. Find USDA lenders in New Jersey at ... more
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Thu Apr 7, 2016
Kathy Burgreen answered:
I'm a former realtor and honestly save your money - do not get your license. For starters, your question shows that you don't know how the industry works, so a brief education...

1. As a realtor you are self employed. This means you are required to find your own leads, spend your own money for everything and you don't get paid until a transaction has closed. Repeat - brokers are not responsible to give you leads. You have to find your own leads.

2. The broker that you sign up with is responsible for your actions but is not your supervisor and cannot tell you how to do your job or what hours to work. However, depending on the broker there are policies in place that brokers will not tolerate and if you cross the line, they can terminate your contract with them. Example: if you post online a reply that may violate any part of the Fair Housing law, they can terminate you.

3. Researching commission structures among the different brokers is important but you need to research all the fees involved. You will have to pay these fees upfront and if you don't have the money, it can be a deal breaker.

4. How much money do you have to spend on marketing and advertising. This comes from your savings or if you work part time at another job - your income. Marketing and advertising yourself to get leads is expensive.

5. Will you be working as a realtor part time or full time? The difference is your clients expect you to be available on their schedule - not yours. If you work part time, this may interfere and it will take you twice as long to get a transaction closed than a full time realtor.

6. Example of fees that you have to pay for: broker fee, legal fee, MLS fee, lockbox fee, education, desk fee (some brokers charge for this, some don't), etc.

7. Yes, you can save all your receipts and deduct your expenses on your income tax return BUT you still pay for it upfront.
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Sat Oct 31, 2015
Diane Christner answered:
I think you may have answered your own question -- high property taxes, high jobless rate, people moving out of the area..... why would you want to purchase a rental property with all those negatives? ... more
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Thu Sep 24, 2015
Dan Tabit answered:
Only a lender with a full application can approve or deny you, but I have concerns for your debt ratio. Even with $1000 a month income that would be a 65% debt to income, if you have no other debts. Talk to a local lender and give them a fuller idea about your situation before you apply. They can go over the guidelines with you for a better idea. ... more
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Mon Aug 17, 2015
Quinntonia Berry answered:
I would be happy to refer you to a great agent in your area. Just contact me through my Trulia profile.
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Tue Aug 11, 2015
Kenji Inui answered:
Fri Jun 12, 2015
Ed Groussman answered:

I can work with those scores on an FHA loan or a VA loan.

Feel free to email me directly at

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Wed Oct 1, 2014
Mariapie asked:
This question was asked from
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Mon Sep 15, 2014
cfivedogs answered:
LISTING DATE: 01/11/2014
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Wed Jul 30, 2014
Lorraine Marek answered:
Great Community to check out is Artists Walk. Call me if you would like information 609-464-2012
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Tue Jun 24, 2014
Gary and Karina Youngman answered:
Huge one! Maybe... Need Property address... Please.
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Fri Nov 1, 2013
Blue answered:
I just had dealings with a NJ lawyer. Whatever you do, bring a tape recorder with you and conceal it on your person. Only one person has to know a conversation is being taped in New Jersey. The lawyer I hired LIED, LIED, LIED. You can't believe what bull**t lawyers in New Jersey get away with. $200/hr is what they charge in NJ, and they have no problems billing you thousands for "research." ... more
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Tue Aug 13, 2013
etna asked:
This question was asked from
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