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Mauldin : Real Estate Advice

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  • Home Buying5
  • Home Selling0
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Activity 11
Mon Jul 11, 2016
Sally Grenier answered:
Where did you list it to begin with? Probably on Zillow? You'll have to make the correction there.
0 votes 1 answer Share Flag
Thu Feb 11, 2016
Abrooks28 answered:
What credit score can you get a home loan?
0 votes 1 answer Share Flag
Wed Nov 26, 2014
Adam Christopher Pepper answered:
Hi, I live in Planters row and can explain the HOA fees and what it covers. The fees are 1 dollar a day, which is 365$ a year. It covers the "common" area for planters row which consists of a nice pool, club house, child play ground area and a couple tennis courts. There is also a board with various members and I think the fees pay them as well. These areas are very well kept as far as I can tell. They mow all the grass around it once a week or so. You have to have a magnet key that looks like a credit card to access these areas and is only available to the residents of planters row but you are able to bring a "guest" with you if you live here. The pool has lots of lounge chairs, sun chairs, shaded areas and gazebo type things, pretty nice. The roads are covered by the country (greenville or mauldin) and they recently completely repaved the entire subdivision. There is trash collection every friday. Not sure who collects it but they are there every friday and I don't pay a separate fee for trash collection. I bought my home in 2013 for 182K and it's valued at 202K as of the fourth quarter 2014, I think this is a desirable neighborhood to live in as the city of mauldin and greenville continue to grow. You can google images of houses and the "common area" or clubhouse/pool, etc. My father was a contractor and builder for years in the SF bay area. The houses here are pretty nice compared to most in the greenville/mauldin area. I would say the materials used in the contruction are a little on the cheaper side compared to what I'm used to in california, but they have different codes here and don't have to build/worry about large earth quakes. All in all I'm very happy with my purchase and this neighborhood. Everyone seems to look out for each other here and I haven't met anyone in the subdivision that wasn't as nice as could be. Hope this information helps. ... more
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Sun Sep 21, 2014
Coutz Group answered:
Hello MSCHICK38,

Usually when it comes to the amount you have been approved for, it is the loan amount you can obtain. If you were approved for a loan of 150k, you can borrow up to that amount. If you found a home for 135k, it would only effect your loan and down payment amounts. Usually, you won't be able to borrow more than the purchase price of the home, even if it appraises higher than the purchase price. So if you found a home for 135k, your loan amount would be around 130k, if you put 3.5% down. Even if the home appraises higher than the purchase price, your loan amount will remain at 130k, and your down payment will remain around 5k.

Now when you go to sell the home, if the value remains at the higher appraisal value, then you will take the purchase price that you sell the home at and subtract the amount that you owe on the mortgage that you obtained, aka the payoff, that is when you will receive the value of having a higher appraisal over your current loan amount. Let me know if you have any other questions.

Thanks,

Coutz Group
... more
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Fri Aug 1, 2014
jayrmartin1 asked:
Wed Aug 14, 2013
Carol Kent Thurber answered:
Hi John, I might be able to help you since I'm actively looking for a rental by the end of this month (August).
Currently living in Georgia but I'm relocating to Greer or surrounding area for employment starting in September. I'm looking for a 3 or 4 BR with 2+ baths under $1500, preferably a condo with at least 2000 sq. ft.
Is it out there? If so, please contact me at 845-532-7252.
Thank you.
Carol Thurber
... more
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Wed Feb 15, 2012
Donough Forde answered:
Hello Kleesmom,

If you are trying to hone in on an appropriate offer price for a property, you really need to do a CMA for that specific property. General information, while useful to USA Today for creating misleading graphs, is worthless in an individual real estate transaction.

Have your agent prepare a CMA for you, if you don't have an agent get one. Generally, using a Buyer's Agent will cost you nothing and will offer valuable guidance.

Yours Donough
... more
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Wed Feb 23, 2011
Donough Forde answered:
Hello Aric,

Drop me an e-mail with your criteria and I will send you a list of the available properties in the area.

dforde@joyrealestate.com

Yours

Donough Forde
0 votes 2 answers Share Flag
Mon May 3, 2010
flineo answered:
Why was a second appraisal ordered when the first satisfied the contract price?
0 votes 3 answers Share Flag
Wed Mar 25, 2009
Curran Morgan answered:
Sam,

The only reference in the MLS to the property you inquired about, is a listing for it that expired in Aug of 08. The listing was advertised for sale "as is". This does not necessarily mean it was in foreclosure at that time, but would certainly indicate that the property may have been in distress since the seller was either unwilling or unable to make the repairs necessary to make the property more marketable. The ad you referenced in your first email indicated that it had been sold this year as a foreclosed property and since there is no current listing for it in the MLS, I think we can deduce that it has been sold. The only other possibility would be that it may currently be for sale by owner (FSBO) and therefore not in the MLS. If it was bought earlier this year and is being "flipped" for resale, it may be back on the market in the near future. If you would like to moniter that possibility, you can go to my website at www.curranmorgan.com and sign up for the property alert feature which will alert you to any new listings coming on the market including the property you are inquiring about. If I can help in any way, please feel free to contact me.

Curran Morgan, Realtor
Prudential C Dan Joyner Company
(864) 351-9706
... more
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