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Matteson : Real Estate Advice

  • All51
  • Local Info1
  • Home Buying14
  • Home Selling1
  • Market Conditions2

Activity 39
Wed Mar 4, 2015
Scott Godzyk answered:
It depends, if you purchased at auction, probabily yes. If you purchased a home traditionally listed by a broker that was a REO, than that should have been paid at closing by the seller. You will have to check your purchase agreement to see what it said. You should have done a title search for liens and got a letter from the HOA that all fees were paid before you agreed to close. Once you close, they may be yours to pay now. Check with your closing lawyer ... more
0 votes 2 answers Share Flag
Thu May 29, 2014
Jeff Nobleza answered:
Wed May 28, 2014
Virginia Calvin answered:
Hi Vicki, I can certainly help you with finding a 3 bedroom in the areas that you listed. Please call me at 800 394-0718 so that we can discuss.

You may know someone who is looking for a 2 bedroom. Here is the link:

Virginia Calvin
Affordable Home Real Estate Services
288 Main St.
Park Forest, IL 60466
1 800 394-0718
... more
0 votes 1 answer Share Flag
Wed Mar 19, 2014
Carlyn Jackson answered:
When the price of a property is determined, if repairs are to be done that would have been considered when the price was set. However, you can certainly offer what you think the home is worth. The seller will counter your offer if they think it is not an acceptable price. You should certainly ask your realtor to show comparables for the area before you make an offer. ... more
0 votes 7 answers Share Flag
Tue Feb 25, 2014
Patty Harrison answered:
Hi Justus:

We may be able to help you with a loan now that you are 3 years out of a foreclosure. Please give me a call to discuss different options; we have lenders that will go as low as a 550 credit score on some of our programs.

SMC carries an A+ Better Business Bureau Rating and we have worked in the community for over 15 years!

Please call or email me so we can set aside some time to get you prequalified; or visit my website to complete the application

I look forward to working with you!

Best regards,

Patty Harrison
Smart Mortgage Centers
630-478-2684 / 630-854-3459 cell /
... more
0 votes 4 answers Share Flag
Wed Oct 16, 2013
Jashmin answered:
Tue Oct 1, 2013
Suzanne Hamilton answered:

There are a lot of homes in this area. I just sold one that was completely rehabbed in this area and closed in 30 days. Please feel free to contact me and I would be happy to help you find the right home for you.

Suzanne Hamilton
Managing Broker/Owner
RE Homes Source
... more
0 votes 2 answers Share Flag
Fri Sep 20, 2013
Shauntyle Watson answered:
Do you still need assistance, because I have a townhome in District 159 you might want to see
0 votes 3 answers Share Flag
Tue Sep 17, 2013
Shauntyle Watson answered:
Please feel free to contact me to discuss.
Shauntyle Watson
Real People Realty
(708). 825-7679
0 votes 1 answer Share Flag
Fri Jul 26, 2013
Suzanne Hamilton answered:
This does happen a lot. You will be asked to sign some paperwork indicating that you are not on the loan or the deed. You do not have to be employed to be on the loan, but your credit does have to meet the minimum standards.

If you want to be on the deed later, you will need to get the permission of the mortgage company and then do a quit claim deed to add your name. Simple procedure and very inexpensive - can be done at any time, with written permission of the lender.

If you are already under contract, you can get clarity from your attorney on what will be required to put your name on the deed. If you want. You can just leave it in his name, but it may not be a marital asset then. You need to discuss that with your attorney.

If you need some help looking, feel free to contact me. I do sell in the Matteson area and am very familiar.

Suzanne Hamilton
Managing Broker/Owner
RE Homes Source
... more
0 votes 2 answers Share Flag
Thu Jul 25, 2013
Riccardo Wardlow answered:
of course you can. as long as yo have a 580 score or higher you are good to go.
0 votes 8 answers Share Flag
Mon May 27, 2013
Mack McCoy answered:
We are NOT going to advise you to have two real estate agents doing the same work on your behalf unless you're willing to make sure they both get paid.

I am going to wonder - why are they impatient?

I will tell you that people come to us because they want to buy real estate, so it does surprise us when they aren't buying, but sometimes there's a good reason.
... more
0 votes 10 answers Share Flag
Mon May 13, 2013
Bill Eckler answered:
No, but there may be an age restriction to have a mobile home in a particular community. Always make sure you have a clear understanding of the local community regulations and guidelines before going to contract.

Good luck,

... more
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Mon May 6, 2013
Riccardo Wardlow answered:
24 months after a chapter 7 BK discharges until you can purchase again.

Sean Cochran
Quality Mortgage Lending
"We do FHA Loans down to a 600 Fico"
0 votes 2 answers Share Flag
Sat Feb 2, 2013
Louis Jeffries answered:
There are a number of potential answers. Just based on your score you can not be on the loan, yet you are not far from having an acceptable credit score. But, a score only disqualifies, it never qualifies you. We need to look at the actual credit. There may be things I could advise you to do to improve your score.

The debt is also an important qualifying criteria.

That said, in this market property values are low and depending on how much you want to spend you may be able to buy the house you want on your wifes income alone.

Most important thing is to get pre approved first. And work with a lender you trust who can help you meet your goals.

I am in Matteson.

Louis Jeffries
NMLS# 911510

Call Me.
... more
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