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Martinsburg : Real Estate Advice

  • All64
  • Local Info5
  • Home Buying23
  • Home Selling0
  • Market Conditions2

Activity 54
Wed Jul 5, 2017
Mrmei1177 asked:
to buy We have been in our current Lease with an option to buy home for 2 years. We need help finding one in Washington County, MD. Can anyone help.
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Thu Feb 2, 2017
Williamsjerome662 asked:
Is there anyway to collect a donated car fast do that i can get back to work? Or is there anyway to get help with fixing the car that i own? Please contact at 304-901-9999. Ask for Jerome…
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Mon Dec 26, 2016
Kathy Burgreen answered:
All VA loans require the buyer to pay for closing costs. In some cases like your new home builder, the seller will pay for it BUT they can increase the sales price to add in the closing costs. If the home does not appraise at the new higher sales price, either the buyer must pay the closing costs or the seller must lower the sales price.

However, with all new construction, builders have a clause in the contract that states the buyer will pay all the closing costs if the home does not appraise. Therefore, if you don't have any cash to pay the closing costs, you will not qualify to buy this house. Your lender can increase the interest rate on your loan to pay for the closing costs, but that is really stupid because you will be paying for closing costs over a 30 year loan term. Your lender knows it will be difficult for you to refinance because interest rates have been going up and they will go up more. Therefore if your interest rates increases on this loan, when you want to refinance in a few years, you can't because the higher interest rates will be the same as what you are paying now.

The best method is if you cannot save enough cash until Feb. 1, 2017 to pay for closing costs, then say goodbye to this new house and tell the builder you want to cancel the deal. If the contract has been signed by both parties, hopefully you have a contingency that will allow you to cancel. Otherwise, you are stuck.

Finally, you are also overpaying for this new house because builders charge premium prices for new construction. Once you move in, your home is not considered new anymore and it takes about 5 years or so to build any equity.
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Tue Dec 13, 2016
Lee answered:
I solved my problem with a German made electronic anti-scaler. It works great and its very popular in farming applications, preventing hard water problems related to well water. My house is in Round Rock TX that has a hardness of 11 grains per gallon average, which is considered hard according to USGS standards. Hard water scale in pipes will surely occur in the long run, but problems with your sprinkler valves due to calcium scale are absolutely common in this area mainly because of high evaporation in the outdoor summer heat. Hard water will also cause common ice maker and dish washer related issues. I always say preventive maintenance is an owners choice. I personally dislike dealing with calcium deposits around my faucets, showers and sinks, but above all, the thing I dislike the most is the slippery feeling in your body, after taking a hard earned shower, at the end of the day with softened water. Its like washing yourself with sea water. The sodium added to the water just wont allow proper soap rinsing and you never get to feel really clean. My house came with a huge Salt Water Softener, with two big tanks that took a lot of space in my garage which is not huge. After a long research, I decided to replace our salt softener with a Vulcan-Texas Anti-Scaler from Techno Mechanical Solutions in Austin. An affordable and eco-friendly way to prevent hard water issues without using salts. I was able to do the installation myself over the old softener pipes. The Vulcan requires no maintenance, just install and forget about it. No more salt buying trips to Lowes and carrying those back breaking bags. No more slippery feeling after taking a shower. No more calcium buildup around my fixtures or sprinkler valves. Water treated with Vulcan is safe for garden irrigation, your sprinkler system may also be protected. Vulcan dismantles prior limestone accumulations. Any pipe material may be treated up to 20 inches in diameter. The maintenance free Vulcan is very compact and sits of top of your pipe, saving all garage floor space for your favorite toys. Great for eliminating water lines and improve filtration in pools and spas. German engineering with 10 year warranty. Treatment for a normal size house with up to 1 1/2 inch pipe around $1000. Vulcan-Texas is space saver, effective, simple and affordable. Forgot to mention, my morning coffee tastes better without salt. ... more
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Mon Nov 14, 2016
Christina.n.stran asked:
My Daughter and son in law are purchasing my home, and we have put an offer on our new home, there finance company sent over an appraiser to my house. He was there less than 10 mins. He…
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Wed Oct 26, 2016
Ryungc answered:
If you change your listing info in Zillow, it seems to also change your listing in Trulia automatically. You can try this. I am not sure if it changes everything and specifically the pictures. ... more
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Fri Sep 2, 2016
Sally Grenier answered:
Thu Apr 21, 2016
Mmmhco asked:
My husband and I would be first time home buyers and keep hearing how on top of the usda loan that doesn't require any down payment, that closing costs would be covered as well. We…
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Mon Feb 22, 2016
Dunham2007 asked:
Can someone call to assist me in taking down this listing so I can stop getting calls?
Thank you!
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Fri Jul 31, 2015
Gatlinggirl answered:
It's just outside of town,close to the interstate in a lovely area.
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Wed Mar 11, 2015
Anna M Brocco answered:
When it comes to any safety/crime related issues, it's always best to contact the local authorities with all your questions, hear all there is to hear firsthand. If unfamiliar with the area(s) do revisit more than once and at different times of day, possibly chat with locals/neighbors. Real estate professionals are prohibited from steering, enticing a buyer to purchase/rent, or not, in specific neighborhoods.
... more
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Thu Mar 5, 2015
briannalm166 answered:
Yes, it's generally an unsafe area. Queen, King, and anywhere around that area closely is unsafe. you can generally view the prices of the houses as an indicator as well.
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Wed Mar 4, 2015
Sherian E. McLaughlin asked:
I live in Chicago for the last 22 yrs, and I am currently in a senior building. Being divorced and with bad credit yet I have court ordered income for the rest of my life and social security…
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Mon Nov 3, 2014
Brandi French answered:
are you looking to buy or rent? I'm Brandi French with Keller Williams premier realty and I specialize in home buying. I can help you find a home in a neighborhood you like but not based on race, religion, origin, sex..etc. Give me a call or text anytime 240-520-5691 ... more
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Thu Oct 16, 2014
Lenny & Barbara The Harris Team answered:
A contract is only as good as the people who sign it. If someone is dishonest and untruthful there is no protection that your agent can provide for you. The language of your contract will determine what financial penalty the buyer will pay. Call a good real estate attorney...good luck and sorry you had to experience something like this. ... more
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Thu Sep 4, 2014
jeffrey.j.jardine answered:
I have a 4 bedroom rent to own option available call jeff at 5403988382 Only 1200 a month and your mortgage payment will be 650 when purchased
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Thu Sep 4, 2014
jeffrey.j.jardine answered:
I have rent to own options available. Call me at 540 398 8382 ask for jeff
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Thu Aug 28, 2014
Diane Christner answered:
Real estate agents should not be giving customers our personal opinions as to whether an area is bad or good, safe or not. We could potentially be found in violation of national Fair Housing laws for doing so. When questions like this come up, it is suggested we refer people to crime mapping web sites or to the local police/sheriff office for more information. ... more
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Tue Jul 22, 2014
Tammy Kessel answered:
North end where new schoos are and also safer and close to Hagerstown, MD. ...Are you looking to buy or rent...I have an option for you....304-676-6935....I am not a Realtor but I have a beautiful home close to schools and interstate.... Thanks ... more
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