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Home Buying in Martinez : Real Estate Advice

  • All54
  • Local Info5
  • Home Buying20
  • Home Selling4
  • Market Conditions2

Activity 15
Mon Jun 17, 2013
Debra (Debbie) Rose answered:
Pacita - then you better hurry up and ask a question!!!!

haha

:)
1 vote 23 answers Share Flag
Fri Mar 22, 2013
Bob Georgiou answered:
The only thing that is missing from the information below is how did your credit get so bad? Short Sale? Not that it needs to be aired here a short sale, I would simply add that a forclosure or bankruptcy or short sale will keep you out of the housing market for 3-5 years and sometimes 7... ... more
0 votes 7 answers Share Flag
Sun Mar 3, 2013
Reapusa answered:
Thu Jan 10, 2013
Gary Wuestenberg answered:
Hi Anne. The first step is to get pre-qualified with a good lender. This is a great time to buy with interest rates at historical lows. I work with loan officers from Wells Fargo, Chase, Bank of America and a broker as well. A broker will shop around for the best loan that fits your needs and qualifications and has many lenders to choose from. A bank has fewer loan programs to choose from but their fees are smaller. It's best to contact a couple of different lenders to help determine what works best for you. When you contact these lenders, be up front with them. By that I mean let them know what your actual situation is - such as employment, amount of money you can bring into the transaction, etc. They in turn should be up front with you. They should be able to tell you how much you can comfortably afford. Once you have this information then you should contact a local realtor that knows the area and market you are interested in.

By the way, Martinez is where I live and is great place to call home. It has a quint older downtown, hiking areas, water access, good schools and low crime.

Please feel free to contact me to ask more questions.
Gary Wuestenberg
925-370-7355
DRE # 01339145
www.gwsellshomes.listingbook.com
www.Help4StrugglingHomeowners.com
gw7677@gmail.com
... more
0 votes 5 answers Share Flag
Tue Apr 10, 2012
Ken Wiggins answered:
Hello Oskibear,
I grew up in Pleasant Hill and Concord and went to school in the area. The schools in the area are Generally pretty good. Here is a useful website for someone like yourself with grade school age children, http://www.greatschools.org/ you can look up schools through out California and check their ranking, Good luck. ... more
0 votes 9 answers Share Flag
Fri Mar 30, 2012
Daniel Stuscavage answered:
Martinez, in my opinion, is a much better place to live for all reasons possible. It is incredibly safer than Bay Point and Pittsburg, no question. There is a nice downtown district in Martinez with a beautiful waterfront park. There are many newer neighborhoods that are very affordable. It is a much easier commute to ANYWHERE in the Bay Area, especially if you are heading towards San Francisco. Easy access to Highway 4, 680, and 24. Schools are also much better. Martinez has it's own school district which is a huge plus. In certain areas, you are also able to attend some of the better Mount Diablo District schools such as College Park High School.

Although home prices of Martinez may be higher than those in Pittsburg, the price difference is well worth it. Martinez is still incredibly affordable even comparing to neighboring Pleasant Hill, and not even a comparison with Walnut Creek.

I have been a Martinez resident since 1988, let me know if there is anything I can do to help you call Martinez home!
... more
0 votes 4 answers Share Flag
Tue Sep 13, 2011
Michael Cheng answered:
You should just try reposting it on Trulia's listing pages. If you need help with it, let me know.
0 votes 1 answer Share Flag
Sat Apr 30, 2011
Craig Bosse answered:
Chris - You are asking about pre-foreclosures in Martinez right? The answer is no.

Don't listen to an agent from Roseville.
0 votes 5 answers Share Flag
Mon Feb 22, 2010
Erica Starkey answered:
Very tired,
I would first speak to your agent about your concerns. If your gut is telling you something is not right I would go with what you believe to be true. Unfortunately, there are agents out there with alterior motives. You're right it's stressful enough without worring about your agnet's intentions.
Best,
Erica

Erica Jones Starkey
Broker, Co-Founder
JSCA Real Estate Group
Providing Superior Solutions for Your Individual Real Estate Needs
... more
0 votes 12 answers Share Flag
Sat Jan 30, 2010
Erica Starkey answered:
Dlee,
I am assuming you mean it's listed on one of the real estate sites as unknown. If you send me the address I would be happy to help or you can ask the agent you're working with.
Best,
Erica
... more
0 votes 3 answers Share Flag
Sun Aug 23, 2009
Lori Jeltema answered:
Doesn't something seem a little off with this whole scene? Nobody signed documents but the agent let the loan close?
0 votes 12 answers Share Flag
Tue Jul 28, 2009
Nick Issa answered:
Absolutely, Martinez is a great town, I live and work here in Martinez for the last 10 years when I moved from Walnut Creek. I think a home in the 400K range will go a lot further in Martinez. for you and will get a nicer neighborhood too. Martinez has a lot of pocket neighborhoods to choose from; it has a charming downtown and an ever improving Marina. Take a tour in town and explore its a beauty. ... more
0 votes 8 answers Share Flag
Fri Jul 24, 2009
Spookycat99 answered:
Thank u everyone closing tomorrow on day 30! We never even saw the FHA appraisal. We must have passed becaue the loan officer called and said we are good to go to escrow and sign tomorrow! We are lucky to have even bought a foreclosure in this market! ... more
0 votes 6 answers Share Flag
Thu Jan 8, 2009
Dave Sutton answered:
Chris, I'm not sure where you got those prices on what properties (but I'd be glad to verify them for you), but if you got them from RealtyTrac the prices are very misleading. The best post on why you don't want to pay any attention to RealtyTrac is from Carl Medford. In short, the price they post is the outstanding amount on one of probably two mortgages on a property, which is nowhere near what the home will sell for if and when it actually comes up for sale. Most RealtyTrac listings are not actually for sale today.

Carl's great explanation is at:
http://www.trulia.com/blog/carl_medford/2008/12/when_is_the_price_not_th
... more
0 votes 2 answers Share Flag
Thu Dec 20, 2007
Charles Smith answered:
PP$400k @40%=$160k @ .2681= $4,289 annual tax bill based on millage rate of .2681
0 votes 2 answers Share Flag
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