1) How much cash do you have?
2) How much income do you have?
3) How much 401k, etc. do you have and can you get to it?
Beyond a do ... more
What you need right now is not financing, but to work on those scores & repair that credit..... come up with a budget to get out ... more
Drop me an email and I will send you a report based on what size and budget you have for a home...then you can get a FREE detailed report that can help you decide.
Your renters in the area would probably call other for rent signs around for properties similar to yours and compare. You could do the same to justify your rent.