No one can run your credit without your permission. Assuming you have a steady, verifiable income and the required down payment and closing costs, you'll be okay with a 671 credit score. The cost of financing is based on the lender's risk.. The higher the risk to the lender, the higher the cost to the buyer. For a better rate, get your scores above 720, approx.
Don't Let Them Make a Monkey Out of You! Follow the links below.
Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available.