is this in an all age park that is what i am looking for?

Asked by Bob Pio Jr, Clearwater, FL Sat Nov 17, 2012

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Pamela Cohn, Agent, Clearwater, FL
Sun Nov 18, 2012

You will need to call the Mobile Park representative for information. When you are buying a mobile home if it comes with land/lot ownership it is considered "real property" and you can mortgage it if you so choose and you will get a deed. If it does not and it comes with lot rental, then it is considered personal property, much like a car and the title is like a car through the motor vehicle department, no deed.

Real Estate agents are licensed to sell "real" property where land is included. When there is no MLS number, it is is a clue that it is probably a mobile in a park where you pay monthly rental for the space and its amenities. This may work fine for your needs.

Things to consider in this situation:
1. You cannot get a mortgage
2. Mobile value will not go up, like a car they keep depreciating, though rental rates do increase.
3. If the mobile is 25 years or older insurance becomes difficult if not impossible.

I feel an informed client makes the best decisions regarding their real estate needs. Let me know if I can be of assistance.


Pam Cohn
Broker Associate, GRI, SFR, NHS
Real Estate Consulting, Marketing & Sales
Prudential Tropical Realty
2539 Countryside Blvd #3 Clearwater, FL 33761
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