Carmichael, like all home areas, are influenced by the market within close proximity of your home. If you're closer to East Sacramento, then you might not have had as much of a drop, but expect everywhere had some. You can find out what your home is worth by asking any realtor to do a comparative market analysis to show what's sold for a similar type property in your immediate area. You can also check some online sources like Zillow but they are less accurate because foreclosure, or other title recordings that are not real sales may skew that number (can be off by as much as 25% as you can see when you click on 'what is a zestimate').
sorry but no one was not influenced. the question is what you bought it for, and what the current value is, to determine if you're one of the many that's upside down. So why do you ask?