Just had a closing delayed by a month due a complaint filed against the association in which my client was purchasing. It was a mickey mouse complaint,and nothing that would have caused an underwriter to blink in days gone by, but now underwriting guidelines have gotten rather crazy to satisfy.
The good news is, after hours and hours and hours of phone calls and research on my part and the other agent's, we were able to satisfy the lender push it through to close for this Friday. 1 month later.
The mortgage broker I work with acknowledged that it's become a Hurry Up and Wait world in lending.