Asked by kirkaja, Los Gatos, CA • Fri Sep 28, 2012
I'm hearing conflicting things. I'm currently underwater with an Indymac /One West mortgage call option arm that I'm sure has many compliance violations. I want to stay in my house of 20 years but I've been turned down for loan modifications, with the same delaying tactics, lost paperwork, false fax numbers, and their unwilling to negotiate at all. I'm told it is possible to obtain a 2% loan if I threaten litigation with my lender. Most firms require a rather hefty retainer fee, and considerable monthly ongoing fees for periods up to a yearIs there really a chance of sucess going this route?
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