There are a lot of waterfront properties in the Port Charlotte area. I would be happy to send you some listings if you could provide your search criteria such as location, price range, # beds and baths, etc. Keep in mind that waterfront homes usually require flood insurance. Flood insurance is quite expensive and often takes people out of the market for a waterfront home. If you are obtaining a mortgage and the home is in a flood zone, you will be required to purchase flood insurance. The insurance company will also require an elevation certificate which you must pay for through a survey company, unless the seller has a current elevation certificate. You can check to see if the home is in a flood zone by going to http://www.floodsmart.gov.
Just type in the address and it will tell you if it is high risk, moderate risk or low risk. High risk requires flood insurance.
There are saltwater and freshwater canal front homes as well as homes on lakes or ponds. Are you looking for waterfront for fishing, boating, sailboat, or just the view. Are you looking in a deed restricted community or a regular non-deed restricted neighborhood. There are many variables when you ask the question about looking for waterfront. Send me your contact information and criteria and I can certainly help you.
Tammy Hayes, Realtor
Re/Max Palm Realty, Port Charlotte, FL