Asked by C, Champaign, IL • Sun Jun 7, 2009
I just recently graduated from college and started a new job. My fiance has been working as a store manager for a video store. We are interested in purchasing a home seeing as I found a job in the area. Both of us have poor credit ratings, but have been working really hard to fix that. I have a high debt to asset ratio from paying for school on my credit card and he has some past bad debt situations. Is it impossible for us to get a loan, we've been paying over $800 in rent for way too long. Just trying to find out what possibilities there are out there. We make less than 60,000 a year combined. Is there any hope for us in the Champaign-Urbana area?
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