The taxes will be based on the sales price, about 2% of the sales price. The insurance is part of the HOA dues, it also includes water & trash. You would be responsible for contents. HOA fees top off around $300.00 a month, but that is for a 3 bedroom. Fees for a 1 bedroom are $192.00. Let me know if I can help you. My number is 843 338 9087.