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Home Buying in Mariposa : Real Estate Advice

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  • Local Info0
  • Home Buying6
  • Home Selling1
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Activity 7
Thu Nov 12, 2015
Cindy Davis answered:
It is always best, and advisable for a home buyer to have their own buyer's agent. This is a glaring example of why buying from the listing agent is a bad idea.
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Sun Apr 27, 2014
Bill Eckler answered:
This depends on your personal circumstances including your current credit condition. Usually, lenders will look at you again in two years...give or take.

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Fri Feb 14, 2014
Alexander Greer answered:
The average for CA is 30-45 days for this time of year going into the hot spring market. Just email me if you have any further questions.

Alex Greer
Loan Officer
NMLS #1056079
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Wed Oct 16, 2013
My NC Homes Team answered:
You don't, the bank does and if they cant' my advice to you is to walk away form the deal and not assume their problem. You need to bear in mind that the municipality where the property resides has every right to force the owner of the property to re-do all the work to conform to today's codes, even if the work met the codes at the time the work was done. Before I would even consider doing this I'd want the town or city building inspectors to come out and tell me exactly what they would require to issue a permit so you have a very clear understanding of what it's going to take; then it's a matter of evaluating the risk versus the reward.

Buyers still mistakenly believe that buying foreclosures is a way to get a deal, with more than 25 years of experience buying, selling, and flipping homes I can assure you that less than 1 in 200 is actually a good deal. I've attached a link below for more information on foreclosures which I hope you find helpful.
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Tue Nov 6, 2012
Tolley Gorham answered:
There are areas within Mariposa County where the only option is some type of satellite based Internet connection, but most of the more populated areas have relatively good access. Cathey's Valley and Hornitos have recently been treated to upgraded broadband service. Anywhere else in the county that is served by Sierra Telephone usually has good DSL service, and it is getting better. As you drive around the county, be on the watch for the crews using the horizontal boring equipment putting fiber optic cable in place. There's a lot more of it out there everyday. ... more
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Tue Nov 23, 2010
Terri Vellios answered:

This link may answer your question. Foreclosure law and right of redemption in California is different than other states. So I caution you to read up on California Law instead of relying on out of state responders if they are not familiar with our laws here in California.

The law here is very specific. A Notice of Default is recorded, It must be Posted and notice given in the paper. Your have time lines to follow.

You may want to try to work something out with the owner, perhaps pay the taxes and add it to the loan and work out a re-payment schedule. Check that they have maintained home owners insurance as well naming you as additionally insured.

Good luck.
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Sun Apr 25, 2010
Pacita Dimacali answered:

Go ahead and open escrow ---- more evidence that both parties have reached an agreement subject to lender approval.

Although your initial deposit will be transferred into an escrow account, as long as you don't release your contingencies (buyer investigation, loan appraisal, loan approval) you can back out and get your initial deposit back, or in case the short sale isn't approved.

If the listing agent has told your agent that the lender has approved the short sale, document your conversations or communications which are driving your decision to open escrow.

Good luck!
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