I would say you have a very good chance of qualifying for an FHA mortgage.
FHA only requires a 2 year wait after a chapter 7 bk & your bk has been discharged for at least 5 years. The only real potential hang up would be if you included a mortgage in your BK. If so the FHA guidelines require a 3 year wait from when the house was foreclosed on before you are eligible.
Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.
Please feel free to contact me for more information or help.
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
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