Yes, you can buy a home with your name only. However, Texas is a community property state, meaning it's owned together and I'm assuming that he'll live in the house as well.
I'm not an attorney and would highly suggest that you consult with one BEFORE purchasing a home if you'd want to keep the home for yourself if he leaves. Let me know if you need me to connect you with a local attorney or two. You can call me at 469-371-2899.
I live in Oxford, MS but lived in the Dallas area for 12 yrs in the 80s and again in the late 90s. I lived near Mansfield when I lived in Arlington from 1998-2000. Are you looking to assume a loan are do you have one that you are hoping for someone to assume? I need a 3 BR 2 BA and am very very interested in trying to find a home asap. please contact me if you are looking for someone to assume or if you know of someone who has one that needs an assumer. Anne Ivy, email@example.com or 662-380-6343.... more
I have a lender that may do that depending on liquid asserts. Most all lenders require 20% down though. This can vary and increase depending on how many investments properties are currently mortgaged and what the long term intention is for the property.... more
You would definitely need to check with Mansfield's planning and zoning. Depending on what it's currently zoned and what the exact plans were, it certainly is plausible to build 3 homes on it. If it's out of the city then it may be a little easier to do, like in the Rendon area. Give me a call if you have any additional questions about Mansfield, Rendon or Burleson. (817) 771-0998... more
You can purchase the home based on your credit and income however, your spouse will be on the deed as a non-contributing spouse. With the lender that I use your husbands score or debt will not effect you at all.... more