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Home Buying in Mankato : Real Estate Advice

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  • Local Info0
  • Home Buying9
  • Home Selling1
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Activity 15
Thu Oct 22, 2015
cwoody65 asked:
Wed Jul 1, 2015
JLDean1221 answered:
Take out an ad in the local newspapers and/or television stations where the seller and agent live.
0 votes 5 answers Share Flag
Mon Nov 17, 2014
Caleb Hart answered:
I can't believe that they tried to trick you like that! I also had a house with water damage problems. We were always pumping water out of the basement. I should have just water proofed the thing in the first place but I never got around to it. I hope you get out of it. http://www.fdrestoration.com/ ... more
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Sat Jun 21, 2014
Sonja Zoet answered:
Yes it is important to consider both options - weigh the "pros" and "cons" of each choice. Consider the extra expense involved from fuel consumption with living a bit out of town as well any extra time it would take from your schedule for traveling back and forth. Both are great options... as long as they are within the budget you are comfortable with. ... more
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Thu Jun 6, 2013
Angie Peterson answered:
It is always nice to know that you could have a back up plan if your credit score, employment etc. do not qualify for a loan. I encourage everyone to visit with their lender prior to looking for a property. In that case, you will know if you need a cosigner or not. ... more
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Wed Apr 17, 2013
Chad Kenning answered:
I have sold bank owned homes for several banks for about six years now. It is common to have a home that is owned by the bank and to have people living there. The process that I would do most of the time is that the bank would offer the people living there something that is called "Cash for Keys". This is where the bank gives the person living there money to leave and not trash the place. Most people take this or they just leave because they know they will get thrown out anyways. Most of the time people will move on when they know the bank is actually doing something now.

I would start by keeping an eye on the property and paying attention to anything that is posted on the property. Usually once an agent is assigned to the property they will post their information.

They key is to gather as much information about the property as you can and keep an eye on it. If you have any further questions please do not hesitate to call me or email me. I hope this made sense.
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Tue Apr 16, 2013
Jacki LaCerte answered:
You should check with a bank first. At least getting an idea of what you are comfortable with in regards to a home price. Also, you will find out from the lender what amount of a down payment they will require. They should tell you what TYPE of loan program you may be eligible for. Certain loan programs, especially government programs, may have special criteria or things you will need to look for in a home you are considering.

With this information, when you talk to a Realtor, they can make sure the properties you are considering will fit these needs!
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0 votes 16 answers Share Flag
Mon Apr 8, 2013
Susan Hofflander answered:
Hi, Ann!
Oh, this is SUUUUUUUCHH a great question!! But, I'm not exactly sure what you mean.

When we, as agents refer to an offer being "contingent", it generally means that the BUYER has submitted an offer to the SELLER contingent upon the sale of the house they currently own.

But, I'm wondering if you mean an offer presented to the seller that's "contingent" upon bank approval, meaning the seller's lender has the right to decide whether or not that first offer is going to go through because the sellers are doing a short sale.

Which is it?? Because these 2 scenarios would have very different answers!! :D

Scenario #1 would be accepted, rejected or negotiated within pretty short order, generally within a day or 2. Scenario #2 has NO time line that anyone can quote with any certainty. The banks take as long as they take. Sometimes the buyers on the first offer just lose patience and withdraw their offer, but that is more difficult to do these days without that language being written in to the contract.

Does this help???
Good luck~
... more
0 votes 3 answers Share Flag
Sun Mar 17, 2013
Dan Tabit answered:
Louiseksexton,
Thanks for the reply. I suspected this may be the case and I want to assure you that the feeling is normal and actually healthy.
Chances are you have put a lot of time, energy and thought into buying a house. You put more into searching for the perfect place and now it's all finally coming together. This process is the death of one process you've been doing for a while, the house hunt; but the birth of another, home ownership.
We grieve when something changes and that's okay. Trust that the time and energy you put into your process was well thought out.
I would encourage you to focus on the excitement of home ownership, of having time in your own place to decorate as you see fit, to entertain in and enjoy for years to come. If this is where you place your thoughts, the anxiety of making the major decision will decrease.
Let me put one cautionary word in here however. If you just woke up on a Friday and thought, "let’s go look at a house" and were under contract on Saturday and you did no preparation, planning and or praying along the way, then maybe you should reconsider. Otherwise, relax and enjoy. Home ownership is a wonderful privilege.
... more
0 votes 11 answers Share Flag
Thu Jan 17, 2013
Matt Christensen answered:
I dont know if you can simply search for lots or acreage on Trulia, I took a quick look and did not see that option in their search function.

I know you can select that on Edinarealty.com You would select that you are looking for lots or acreage and zoom in on the map to the area you are interested in.

Of course you can also contact a real estate agent and they can send the listings to your email or show you in person.

If you haven't already contacted a dome builder I know Blair with Dome inc. He is who I am planning on working with to build a dome cabin this summer. He would be a very good resource on what you are likely to encounter with the Zoning issues.

Dome Inc. ~ Geodesic Dome Home Builders - dome homes, dome ...
www.domeincorporated.com/
... more
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Sat Nov 3, 2012
Fred Fred answered:
Heather Paulsen Grandma Karen Paulsen Katie Paulsen Kylie Paulsen Alrica Marie Thron
Sandy Grove Thron Lena Spring Alricia Thron Saresthma T Dawin Thron James A Thron
Bryan Thron Brett Thron ... more
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Mon Aug 13, 2012
Pamela Davey answered:
2164 Eagle Ridge Drive, North Mankato. Back to an active listing today 8-13-2012. The original offers buyer cannot get finacing-so-it is for sale again. New roof in June 2012-new siding will be chosen this Wednesday 8-15 by the owners...If you submit an offer and it is accepted by then...you can pick your own color :) GREAT LOT-GREAT 4 bed 2 bath-3 stall garage. on an oversized lot. All appliances stay-full deck and swing set. Newly finshed basement familyroom-bath-2 bedrooms- Nice daylight windows in this home. Call Pam Davey with RE/MAX Dynamic Agents 507 381 4323 ... more
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Wed Aug 18, 2010
Anna M Brocco answered:
You may wish to ask your question again and be specific as to the abbreviations you would like to know, so that your question may be answered accordingly--or ask your agent and or attorney the question. ... more
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Tue Mar 16, 2010
Mary Jo Mickelson answered:
Have you relocated already? If not, I have access to some contract-for-deed listings. Call me at (507) 388-6688 to discuss.
0 votes 5 answers Share Flag
Mon Apr 20, 2009
Susan Hofflander answered:
Lbgrandma,
Do you mean that she was calling the number from the sign that was in front of the house? Why is she doing that on her own if she wants her agent to handle things? She needs to let her agent do it. I'm not sure what you mean when you say the "buyer's agent"?? Isn't she the buyer? Do you mean the seller's agent? If that agent that she called off of the sign is the "seller's agent", then the SELLER'S agent is there to represent the best interests of the SELLER, just like her agent is doing for her on the house she's selling. Why does she want to know the remaining mortgage amount? That kind of information is confidential and certainly can't be shared with anyone without their client's permission. And who is the client? The SELLER in this instance. If your mother-in-law wants some help and wants her own agent to help her with this, she needs to talk to her agent about it and set it up. It's very easy to do. That way, she can have her agent representing her the same way the seller has an agent representing them. Make sense? ... more
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