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Home Buying in Manitowoc County : Real Estate Advice

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Activity 10
Tue Feb 14, 2017
Angelica P answered:

"Off Market : Public Record" means that the property is not an active listing or for sale/rent.

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Thu Dec 18, 2014
Tim Moore answered:
All listings in a company all belong to the company, not to any agent in that company. Most people don't understand that. What Alan said is true, and it needs to show up on the HUD1 sheet that it was paid. Everything must be disclosed - no under the table payments!!

Many people think that an agent will not try and get the best price for their buyers because it lowers their commission they receive. While true, the difference is pretty small when you get down to the agents money they take home and before any taxes are paid on it. For example with a regular commission these days and an agent making a 60% split with their company $5,000 is price reduction equates to $75 less to the agent.
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Sat Feb 1, 2014
Martin Scheuer Jr. answered:
Hello Sue! I would be happy to send you anything that is available! Would you please let me know what your email address is? Thank you and I hope to work with you in the future!
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Mon Apr 1, 2013
Peggy Kadow answered:
There are three professionals you should seek the help of in this situation. 1) an attorney, 2) your tax accountant, and 3) your lender that you want to purchase a future home from.
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Tue Nov 13, 2012
Marina Solo answered:
You will not gain within 2 years, you will loose money if you buy a house: 6% commission, 1% closing cost, 3-4% buyer negotiation. You will be 10-11% negative. Be aware of agents who don't understand market and economy. Marina Solo 920-425-5555 ... more
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Sun Jul 15, 2012
9 Day Sale answered:
Average home is approx, 10 months, unless you know how to sell your home in 9 days and profit everytime.
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Sun Feb 28, 2010
Bob Max answered:
Yes!!!- we have been trying since last July to get the HAMP modification. We met all the criteria and they have given us the runaround asking for one more document, saying documents were missing (impossible because it was a PDF file) each time delaying it enough that it went into the next month...requiring yet another round of "documentation" and the cycle keeps going.

We have been turned down 4 times- first time because we made too much, second time because we made too much, third time because we made too little and fourth time because we "proved" that we were able to keep up with the payments. We borrowed money in order to keep from getting behind. We are not late but cannot afford the payments.

Our loans are $600k and the house is worth $390k.

We went through the HOPE program and our "counselor" told us she was going out on medical leave and that it would be a long time before she could help us! REALLY???

In all this time, we only received 1 written denial from the first attempt. We have written a letter to the CA Attorney General that we feel they have been unfair in their treatment.

Our next step is to try and find a reputable attorney to hire in San Jose. This is more money we will have to borrow to pay their fee. We are pretty much at our wits end.

AHMSI has been less than forthcoming in their business practice along with the HOPE program.

We are nearly out f time and our payment just went up.
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Wed Apr 15, 2009
Tom & Nancy Kuczmarski answered:
I'm not entirely sure but think it depends on name on the deed. Is uncle's name on the deed or is it just your name? You should check with accountant in the know. The government is looking at who bought the house...not who financed. ... more
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Mon Mar 30, 2009
Michael Hammond answered:
You may want to check with a tax pro, Beth, but I believe you had to buy your first home on or after April 9, 2008 to qualify for last year's tax credit.
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