First off Congrats on taking the first step in buying a home. The direction you are going in is a very good one, yet can be a very involved one as well. The other posting's offer you great advise and all are very accurate. I can only suggest to you though the first thing you need to do is find Some one you are comfortable working with and check them out as well. We all can offer you similar things and all have connections. I can offer you, great builders, agents, attorney's, as well. And of course a mortgage lender. Before you get your heart set on a piece of land, or a home talk to someone first. Get an ideal area you would like to live. Find out the taxes in the area if there is sewer or septic if there is gas in the area that can be ported into for all this will be a huge additional cost to you and your family. It would be my pleasure to help you out with this step by step. feel free to reach out to me. if not, good luck in your search and have fun with it.