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Home Buying in Madison : Real Estate Advice

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  • Local Info36
  • Home Buying102
  • Home Selling23
  • Market Conditions22

Activity 127
Sat Nov 25, 2017
Love13 answered:
I also am looking for a home in Dane county. We have a combined income of $150k and no debt.
Brian works in Waunakee.
My phone number is (602) 400-6030
0 votes 4 answers Share Flag
Wed Sep 13, 2017
Stacey Gharbi asked:
Mon Jun 26, 2017
Bob Martin answered:
I work with Fairway Mortgage, and have been doing USDA loans since they started back in the late 1990s.....608-575-1978 or bobm@fairwaymc.com
0 votes 12 answers Share Flag
Mon Apr 3, 2017
Lsylovecarol asked:
Hello, I want to purchase a condo/apartment in Madison as a F-1 Visa holder for personal use (I have no credit card so I assume there's no credit history). I spoke to a mortgage consultant…
0 votes 0 Answers Share Flag
Sat Dec 17, 2016
Sally Grenier answered:
Because the site is TERRIBLE! The best way to search for homes is to hire a REALTOR as your Buyer's Agent. They can create a customized search for you in the local MLS. This site is terribly outdated, inaccurate, and the search function is lacking in many areas (as you have noticed) and has plenty of bugs. Do yourself a favor and hire a Realtor. It will be much easier, plus you'll have a pro looking out for your best interests. Good luck! ... more
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Tue Nov 15, 2016
Melissabethclarity asked:
Hello, I'm interested in purchasing my primary residence dream property. I would like to have a roommate or rent out a room to help cover the expenses of mortgage and ultilities, however.…
0 votes 0 Answers Share Flag
Sat Oct 8, 2016
Invstnlfp answered:
I am state and federally licensed to write purchase and refinance loans in 31 states for a top direct lender in the mortgage industry who offers FHA, VA, and USDA loans down to a 550 credit score. We keep your info private not broker it out and we go down to a 550 credit score for VA and FHA. Feel free to text me or call me anytime
Brian Young 214-797-3479
NMLS#902687
... more
0 votes 9 answers Share Flag
Sun Jul 24, 2016
John and Marjorie Bollig asked:
Thu Jul 14, 2016
Heath Borne answered:
Drowwen, I'm a realtor in Louisiana, so the laws may be different in Texas. Even so, I am in no way, shape or form giving you legal advice. However, the important thing to remember is your rights. In Louisiana, after an offer has been accepted and a home is "under contract", there is a due-diligence period in which an inspection can be done. During this period, you may back out of the contract if the inspection comes back with any defect that is unacceptable to you. This due-diligence period compensates for the fact that in Louisiana all buyers of immovable property (called real property in every other state) must sign a waiver of a right called redhibition, which is a law giving buyers of real estate a time period in which they have to ask for damages in the event that a "vice" or defect that a buyer would, if aware of before entering into a purchase, have made the decision not to buy. With that being said, there are many defects that will prevent FHA from financing a home. I cannot speak for them, so I won't. However, while I'm not an appraiser and cannot and will not speak for them as well, I've seen appraisers flag the following defects (this list is not exhaustive or indicative of all transactions, but is meant to be a "rule of thumb"): peeling paint on the exterior of a home, holes in the walls or ceilings, missing stoves, plumbing or electrical problems, various types of roof damage, rotting wood, or even bare wood with no paint. I hope this helps. Feel free to check out the FHA website for more info, and be sure to let us know if we can help you or anyone you know with real estate in Louisiana! Heath ... more
0 votes 4 answers Share Flag
Thu Apr 21, 2016
Pakheidi asked:
My Monthly mortgage would be lower than rent so I am considering this option.
0 votes 0 Answers Share Flag
Sun Mar 6, 2016
Josh Lund answered:
Hello Heather.
Good morning.
Did you guys buy a home. Are you still in the market? I can help out when others who are at Big Banks can't. I can do loans down to a 600 score.
I am confident that I can help you with a plan for a home loan. Lets talk about your Preapproval.

Josh Lund
Branch MGR Goldstar Mortgage
Office # 952 884 5442
Cell # 612 802 3265
Fax # 877 666 0007
333 Washington Ave N
Minneapolis, MN 55401
... more
0 votes 2 answers Share Flag
Sun Jan 17, 2016
Krisannhatlen answered:
I have lived in Weston Place for over ten years It is a very well maintained building. The residents that live here are very nice, but it is up to you if you want to socialize or not. They have many activities available if you are a person that wants a community. The things I like about the building are exercise club on the first floor open 24 hours a day. The spectacular views out my windows and the wonderful light in every room of my condo. The condo is very well sound proofed, I have never heard anything from outside my unit unless it was directly by my entrance door in the hallway. In the winter my car is parked in a heated underground garage, that also has a car wash area with soft hot and cold water so I can clean my car without worrying about the doors freezing. The location is wonderful and close to everything you need or want. We looked at downtown condos, but there wasn't much for things you need on a daily basis. Grocery stores, dry cleaners, Post Office, bank, gas station, bus stop even the DMV and our voting place are right across the street. You can walk to just about anything you need. I hope this helps.15124 ... more
1 vote 10 answers Share Flag
Mon Dec 21, 2015
answered:
Hello tie.a.fly,

The gap should not have a huge effect you can get a LOX depending on what the gap was for. I have helped many clients count there income if they took of work to watch kids exc. I would love to speak with you and help advise you further my contact information is below.

Jhicks@americanfsb.com
614-468-5705
... more
0 votes 3 answers Share Flag
Wed Nov 11, 2015
Shannon Dingles asked:
Wed Nov 11, 2015
Jon and Donna Birschbach answered:
This may be hard to do especially someone you can trust and feel comfortable with. I suggest you do somehomework on some of the current investors in the area. Who owns investment property and set up an appointment to interview them. It is best to research and understand the industry before you jump head first into it. ... more
0 votes 1 answer Share Flag
Thu Oct 1, 2015
Josh Lund answered:
Hello Meta,
Good morning.

I know you were looking in July, am I too late? Are you still in the market to buy a home? If so, I would love to see if we can help you out. We work with 1st time home buyers all the time. Do you have a realtor yet? If not we have preferred ones we can get you in contact with. I would like to see if I can help you out with a home mortgage. I will try and make this a very easy process. Please let me know how to help out.
Thanks much.
Josh Lund
MN District Branch Manager
NMLS # 387408
Gold Star Financial Group
Mobile: 612.802.3265
Office: 952.884.5442
eFax: 877.666.0007
jlund@goldstarfinancial.com
... more
0 votes 2 answers Share Flag
Thu Oct 1, 2015
Noah Seidenberg answered:
How bad do you want the home? That sounds like they have come down to earth. If you want to be considered I would say no more than 5% max.
Good luck.
0 votes 3 answers Share Flag
Thu Aug 20, 2015
Laurel Jenkins answered:
I work with a lot of first time homebuyers. It may be good to sit down with a Real Estate Agent and talk about the homebuying process. You also want to get pre-approved by a lender to determine what price range you can afford. Though keep in mind, buying a home entails a lot more than just what you can afford monthly. There is a lot to consider when deciding on a home and you will have to maintain the home after you buy it.

I am more than happy to answer on of your questions or recommend a great lender.
... more
0 votes 17 answers Share Flag
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