Plenty of off street parking is residential neighborhood. 14 Acre park walking distance, with running track, Basketball court, Pavilion, restrooms. Tennis courts in another park about .50 away!... more
My family and I are looking for a rental property for 1 to 2 years. We will be communiting and are looking into purchasing in the macungie area. What apartment complex seems to be great right now. We have a 12 yrs old son. So children in the neighborhood will be great.... more
I would be more then happy to assist you in finding a home in the school district that you desire, If you decide to go with an agent, we have special tools through our offices and local MLS system for licensed realtors. I work with many buyers, nothing is more important to me then my clients needs and working very hard to find my clients everything and more then they desire. If you are not working with an agent already please give me a call at 484-866-2756, and I will explain more.
We will use the home in macungie as our primary residence however,will like to buy it with our current incomes. I was told to rent in PA , work in PA then apply for the loan. That is very scary because how about if I can't find a job in PA? I plan to commute to my job in NYC for as long as it takes me to find a job in pa. Many of my co workers are commuting. My husband will try to keep commuting into NYC for work. Thank you for all your answers. I will keep your phone numbers and emails. By the way the scores are at FHA Approved and also the Incomes.... more
Some details from Mona: well a "turn key" is the regular loan...but if they are looking to build, in which they are financed through the construction period (settle prior to breaking ground) then that is a "consntruction to permanent loan" and i don't do them right now. i think in the next year or so more lender might start doing them again. a lot of lenders stopped doing them cause at time of settlement the appraised value would be one thing and then months after it was built, then value would go down (because of declining market/comps) and then would only lend on the lesser, leaving the builder still wanting all their agreed $$. everyone loses. but with values stabilizing they may come back. you can still find lenders who will do them with alot of a down payment... more
As Debra states, they will buy your home at a price (far) beow market value. As with most things, when an offer appears to be too good to be true, it generally is. Feel free to contact me with any further questions or visit my web site at www.peterryanlistings.com... more
Wow great question. I could write a book on what I think about this process but also feel for some of the agents like myself that work these deals. I started them in 2008 trying to help a family member and the term" short sale" wasn't even really known. The long and the short, agents get paid based off the commission but also after a split with the broker and a lot of times paying various fees. The whole deal doesn't go to them and as we are self employed we have tons of our own expenses so most of us have to work extremely hard to make it. I can tell you that the banks limit the amount of fee's or % a Realtor can charge for services and because short sales can take so much time and effort agents really should get paid more (by the banks) so many have went to 3rd parties to process these short sales to take the load off so they can spend more time doing the job of helping people find and sell homes. On the other hand you are right, some agents choose to pay someone in there office to do the paper work for a fee and then pocket the rest. Here's my opinion, if you tell your Seller the truth and they agree it this shouldn't be an issue, I personally have never charged extra and have just chalked it up to the cost of doing what's best for our clients in this market and look forward to the next hurdle that will come up. Lastly and this is IMPORTANT as I'm sure I'm not alone, when I have a buyer I'm working with and there are say 3 homes in an area they want to see I will point out to them that 2 don't have that fee and the 1 does and you can bet that property with the fee goes to the bottom of the list they have every time. This is a big problem as it is a real shame for those people trying to sell a home in this market that are in trouble and just trying to stop a Foreclosure. My advise find a good agent with a great heart for his/her clients and DON'T buy into the agent on the radio! Best of luck and blessings!... more
this is what I did. If you have debt- negotiate them and pay them off. typically if you have not made payments they will take about 33%. don't ever take their first offer. But you have to be delinquent for them to negotiate. If you have any credit cards- keep 2 of your longest standing ones, make a $20 purchase every month and immediately pay it off. then you need to wait a year....because what they are going to look at is your last year of payments. you must pay everything on time, no late charges at all. Whoever you pay on a monthly basis, ask them to report it to the credit bureaus, and give them the what they need to do it- like your landlord, garbage man, whoever- even a storage locker. Look at all 3 of your credit reports, contest everything that is negative, everything. the worst that can happen is they don't take it off, but chances are some of it will. with FHA- you need 3.5% down, so decide the price you want to pay and that is what you will need. then you wait...until your score is 620- and it will take a year to 18 months...and call bank of america. Nobody else will deal with people like us who have had some problems, but have straightened things out and are OK now.... more