No, you can't. Some lenders might offer you a loan with a 580 credit score, but interest rates are based on a lender's risk. The higher the risk to the lender, the higher the cost to the borrower. Get your credit score up to about 640 before you try to buy a home.
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Mableton is in Cobb County, which has a program called Cobb Homeownership Assistance Program or "CHAP" Program. This program provides down payment and/or closing cost assistance to first time homebuyers purchasing an owner occupied, single family residence in Cobb County. There are income restrictions and minimal Housing Quality Standards. If you'd like more information on this program, please contact me at 678-492-0325 or BrendaIsMyAgent@yahoo.com. Thank you and good luck!... more
Whether the credit for closing costs shows up depends on how the credit is applied:
1. If the credit is applied to the buyers costs of closing the sales price will likely remain the same and thus the credit will not be reflected in the sales price, which in turn may be recorded in the county records.
2. If the credit is applied as a price reduction to the sales price the price recorded at the county will be lower than the originally agreed sales price of the home.
Some lenders prefer to see seller credits handled as a price reduction rather than as a credit on the closing statement. A credit on the closing statement can raise questions about seller kick-backs and that can slow down or derail a loan.... more
Hi Jess I have a 24 year old daughter whom I just helped getting her into Condo. This is her first place, and her first major purchase. We found her a Condo in Atlanta along the Beltline. Buying along the Beltline gave her many incentives including $25,000 down payment assistance. However, finding the right lender is key!! I highly recommend "Loan South"...I would happy to share more info - Contact me so I can tell you more.... more
i would be happy to take you on a visit to both properties if you have not done so. I can then inquire about the Homeowners associations or, we may even see some neighbors for first hand info. Call me at 404-213-0422 and let's go!!! :) Vanessa... more
In addition to Mableton and Vinings, the school is close to Virginia Highland, Druid Hills and Little Five Points. You may consider all of your options. It depends on how many bedrooms, bathrooms, etc. you need to have. Please contact me for more details at 678-986-9226 Jacklin Solomon, Professional Real Estate Agent, Drake Realty Inc. I will be glad to meet you and provide you with a free consultation.... more
Yes, the HOA annual fee is $550.00. If you would like to visit this home let me know and I will call and make an appointment. My contact information is 678-427-5512 email firstname.lastname@example.org.
My website is rickpaynesold.com.
I can def take a look & get you all the specifics of this property if you like & maybe some other pictures contact me. Kaylane Peters (504)3739696 email@example.com. Keller Williams Metro Atlanat... more