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Mableton : Real Estate Advice

  • All65
  • Local Info8
  • Home Buying16
  • Home Selling3
  • Market Conditions0

Activity 52
Sat Aug 26, 2017
Terrence Wright asked:
I'm a Realtor in Atlanta and my listing has posted to your site, however when you type in the address my brokerage's logo blocks the listing instead of being able to view…
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Thu Aug 24, 2017
Mw314932 answered:
Sun Oct 9, 2016
Lora Zammuto asked:
Tue Jul 12, 2016
Donnayates55 asked:
Thu Apr 28, 2016
Alysse Musgrave answered:
No, you can't. Some lenders might offer you a loan with a 580 credit score, but interest rates are based on a lender's risk. The higher the risk to the lender, the higher the cost to the borrower. Get your credit score up to about 640 before you try to buy a home.

Don't Let Them Make a Monkey Out of You! Follow the links below.

Alysse Musgrave
Consumer Advocate
Exclusive Buyer Agent

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available.
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Sun Nov 1, 2015
Sally Grenier answered:
Keep in mind that Trulia is just a marketing website designed to make a profit off of us agents with listings. It is a giant database that pulls listings from different sources, such as MLSs and public records. The data is notoriously outdated and inaccurate.

Since your home is not listed for sale, I wouldn't worry about it. If anything, I'd be happy it's not your house pictured in the photo! Most people on here complaining about inaccurate photos are usually worried about security and privacy and want the photos removed!
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Fri Sep 18, 2015
Cpcoasternut2007 asked:
My name Is Jonathon and I am trying to find a 1-2 bedroom apartment in Mableton, Smyra, Austell, or Marietta Georgia. My price for rent is from $450-$650 and for two dogs since she will…
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Thu Mar 5, 2015
Jeri Patrick answered:
Please feel free to visit my website I have lender information on there Best of luck.
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Mon Mar 2, 2015
Jeri Patrick answered:
I would contact a few local real estate agent and sit down and meet with them to see what can help you with. Best of luck.
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Wed Jan 14, 2015
Brian F. Walsh answered:
Hi Jerald,

You should start by claiming the property. Under the main picture scroll over the button "Edit home facts". Then click on "Claim this home" Click on your name and it will probably prompt you through a series of steps to register and be able to change the pictures.

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Tue Jan 6, 2015
Brenda K Rogers answered:
Hi Tatia,
Mableton is in Cobb County, which has a program called Cobb Homeownership Assistance Program or "CHAP" Program. This program provides down payment and/or closing cost assistance to first time homebuyers purchasing an owner occupied, single family residence in Cobb County. There are income restrictions and minimal Housing Quality Standards. If you'd like more information on this program, please contact me at 678-492-0325 or Thank you and good luck! ... more
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Tue Dec 9, 2014
Natalie Grant answered:
I would love to assist you in the move to the peach state. Please feel free to call me at anytime.
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Wed Feb 5, 2014
Steve Quintana answered:
Whether the credit for closing costs shows up depends on how the credit is applied:

1. If the credit is applied to the buyers costs of closing the sales price will likely remain the same and thus the credit will not be reflected in the sales price, which in turn may be recorded in the county records.

2. If the credit is applied as a price reduction to the sales price the price recorded at the county will be lower than the originally agreed sales price of the home.

Some lenders prefer to see seller credits handled as a price reduction rather than as a credit on the closing statement. A credit on the closing statement can raise questions about seller kick-backs and that can slow down or derail a loan.
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Wed Feb 5, 2014
Don Lantier answered:
The best thing about Vinings Estates is that it is too large to ever fail
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Tue Jan 7, 2014
Chuck Green answered:
Generally they will require a background & credit check. If your credit is a major challenge you may want to consider offering to pay 4 months rent or more upfront along with a security deposit. ... more
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Tue Jan 7, 2014
To begin improving your credit score, you would need to contact each of your creditors directly to see what your options are. Paying off derogatory debt will help improve your credit score in the long run, but not immediately.

With collection accounts, most of the damage is done when they are initially placed on your credit report. Some collection companies are now reporting you are late each month the debt goes unpaid. This continues to drag on many people’s credit scores each month until the debt is paid in full. Until you do that, your credit score has little chance of improving.

In exchange for paying the collection account in full, you can try to negotiate to have them completely remove the derogatory item once the payment is received. Some collection agencies will do this, while others will not. You will just have to ask each one and see. If they will not remove it, just having it paid and closed will help in the long run.

All liens and judgments will also need to be paid in full. These impact the title position of a mortgage so they must be satisfied.

It is very important that you be VERY careful in disputing accounts. You cannot dispute accounts which you know to be accurate. For a mortgage, you cannot have an active and open account that has a disputed status. Fannie Mae/Freddie Mac/HUD all have very specific guidelines to be followed when a borrower has an account in a disputed status. In some cases, it could cause you not to be able to qualify.

To build positive credit, you typically need to have 2-3 trade lines reporting for 12-24 months. There should be no late payments or other derogatory items reported in the last 12-24 months. On your Revolving credit accounts, your outstanding balance on your monthly statement should not exceed 30% of the credit limit.
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