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Lynn : Real Estate Advice

  • All130
  • Local Info8
  • Home Buying40
  • Home Selling5
  • Market Conditions8

Activity 89
Sat Mar 25, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

We can do a 203k loan nationwide.

You are welcome to get in touch with me if you have any questions or would like help with this.
0 votes 1 answer Share Flag
Mon Mar 6, 2017
Maricris A answered:
Hello,

To post your home for sale by owner on Trulia, click the link below and select “Submit listings for sale.”

http://www.trulia.com/submit_listings/

You will be redirected to our partner site, Zillow. Once you’re on Zillow’s posting page, please make sure to select “For Sale by Owner” under the address field. Once you activate your listing on Zillow, it will appear on Trulia within 24 hours.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

http://www.trulia.com/help/ask/


Regards,

Maricris
Consumer Care Advocate
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0 votes 1 answer Share Flag
Thu Jul 28, 2016
Sally Grenier answered:
Is your home listed for sale with a Realtor? If so, your agent should upload the photos. Or are you listing it FSBO? If you are, then you'll need to make the edits yourself.

I have a feeling, however, you're looking at the public records info. Sometimes those listings just use google street view photos and aren't necessarily accurate. If your home isn't for sale and you're looking at public records info, then I wouldn't worry about it! ... more
0 votes 1 answer Share Flag
Thu Apr 28, 2016
Azube1 answered:
Lynn will be developing in the coming years especially with the waterfront. I'm certain we will end up being another shopping district for the North of Boston. Charlie Baker has a commitment as well as others in developing Lynn. The crime scene is very over-rated. I've never been bothered and I walk around downtown Lynn all the time.I'm not familiar with the area you've chosen, but I want to welcome you to Lynn anyway. arlenez ... more
0 votes 12 answers Share Flag
Sun Apr 17, 2016
Osman_orellanahn asked:
Sat Feb 27, 2016
AJ Hernandez answered:
A couple things to keep in mind lenders use before tax income to qualify a person in most cases. Have you looked into refinancing your car to get a lower payment? If you can save $100 or more this is money that you can apply to your debt to accelerate the payoff or apply to the housing payment since an interest rate for a car loan is usually much lower than credit card interest rates. Also if you are a first time home buyer you should see if there are any mortgage certificate programs in your area that will help you qualify and save you money on your mortgage interest. You mentioned multi unit house many loan programs and lenders will allow you to use some of the rental income you will be receiving from the other unit(s) to help you qualify and this additional income should help you pay the mortgage. If you have cash after considering the amount of your current rent + the potential rental income minus the new mortgage then this cash flow could also help you accelerate the payoff of your debt however be very careful if you are relying on this rental income to pay that mortgage, you never know when a tenant may move out and/or how long it will take to rent it out plus you must consider the responsibility and costs of being a landlord in addition to the new home ownership expenses you might incur. All that being said just because the debts are not in your name and even if you are only applying for a loan in just your name and assuming you get approved I still strongly recommend you consider the financial impact that a mortgage will have on your overall financial profile. Lastly some States require that even if a spouse is not included on the loan that their debts be considered, I only offer loans in Florida so best you check with a mortgage professional in your area. Best of luck and God bless! ... more
0 votes 25 answers Share Flag
Thu Feb 18, 2016
Stasha Garcia answered:
not sure that i fully understand the question. are you talking about $100, $10,000 or $100,000? (sorry but there are no commas or periods in your amount) or another figure altogether?

2nd question, what are you talking about buying with that money? (you didnt clarify the purpose of the loan) if it IS to buy a home, is the property to live on or are you talking about buying something to rent out or once again are you talking about taking out a personal loan and the loan has nothing to do with a home? (i apologize but again, you didnt say and since the amount appears to only be $10,000 i would assume that there is no way you are buying a home for that small amount)

anyway, all those issues aside, i will try to answer you figuring that what you are really trying to find out is if there is a way to get financing without a credit history.

so long story short, if you ARE talking about borrowing the money to purchase a home, YES there may be but it depends were you live. there is an agency NACA (Neighborhood Assistance Corporation of America) that will typically finance you WITHOUT qualifying you based on a credit check that will also typically loan you money to get into a home WITHOUT a down payment and best news is that they will typically not sock you with more than 4% in interest in your loan no matter how bad your credit is. yes you read that right. i am working with them now.

there are things you have to do and regulations to the program but if you take their financial education classes, and have the income to prove that you can afford the home, typically can get a low interest loan through them.

problems would be a really really bad payment history and more importantly they are unfortunately not in every state which is why i asked where you lived. anyway, if you (or anyone that stumbles upon this thread in the future) wants info go to www.naca.com and check it out.

they are wonderful to work with and if nothing else they are registered as HUD counselors so they can walk you though the whole buying process anyway. good luck, i pray you end up with a home of your dreams.
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Fri Oct 16, 2015
Catherine Downing asked:
Mon Aug 31, 2015
Mandad80 answered:
Lynn is a very dangerous city. However, there are some good cities in the area. LynnFIELD and Swampscott are safe. If you can only afford to live in Lynn, I would suggest the part near Kings Beach. ... more
0 votes 14 answers Share Flag
Fri Jul 24, 2015
carla compagnone answered:
It depends on the condition of the property, and the crime rate in that neighborhood, but just shy of 2000 seems like it would be an accurate figure. If you would like help with a more detailed assessment please feel free to call me.
thank you
Carla
Real Estate by Carla
617-794-2100
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0 votes 2 answers Share Flag
Sat May 2, 2015
Danabollen asked:
Tue Apr 7, 2015
Amy DesChenes asked:
This question was asked from http://www.trulia.com/rental/3192069617-159-Linwood-St-Lynn-MA-01905?ecampaign=con_day_rentalpropertycomp_bk&eurl=www.trulia.com%2Frental%2F3192069617-159-L…
0 votes 0 Answers Share Flag
Thu Mar 5, 2015
Caleb Hart answered:
Are you talking about the landscaping at an apartment complex or something? Usually, the management company will take care of all of that. Have you done your own landscaping this whole time? I bet the management company loves you as a tenant! http://www.landscapespecialistsofwi.com ... more
0 votes 1 answer Share Flag
Wed Jan 14, 2015
USMortgageRanger answered:
Hi Suzydell,

This would be a question for the builder and their Agent, but before you run over and have this conversation with them I would highly recommend that you get approved by a Lender and hire your own Agent. When you start shopping for a home, most Agents and Builders want you to get pre-qualified, before they spend any time with you. However, being pre-qualified doesn’t mean you are ready to buy. In this market, property is moving faster than ever. So if you are ready to buy, you should get APPROVED by a competent Lender. Approval is similar to having cash in your pocket and this tells the seller you are truly ready to buy. In fact many listing Agents and Builder won’t even look at your offer unless its attached to a real pre-approval with FHA, Fannie Mae, Freddie Mac, VA or USDA Approval.


I recognize that you are very busy, so I am only asking you to spend 6 minutes with me to discuss your needs so we can determine if we can be of service to you. After answering just a few simple non-credit related questions (I do not need to pull your credit report in advance) I will be able to email you some options that will allow you to immediately determine if we are the right choice for you and your family.
I look forward to working with you to make your dreams a REALITY.

Lowell Sterling
Mortgage Banker
NMLS# 968898
The Federal Savings Bank
Mobile: 469-347-3572
Direct: 512-717-0403
https://www.thefederalsavingsbank.com/LowellSterling
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0 votes 1 answer Share Flag
Tue Aug 26, 2014
My NC Homes Team answered:
Misconduct, no as you had every right (and obligation) to read the papers you were signing. That said I have publicly stated for many years that neither Buyer or Seller should ever permit one agent to represent both sides in a single transaction (Here in North Carolina this is referred to as Dual Agency but different states have different names for this.) While this is perfectly legal in every state (Shame on every states Real Estate Commission for permitting this) It's absolutely unethical and clearly presents a conflict of interest. While it's legal here, I will never do this and won't allow anyone on my team to do it either even though the company I work for has no issue with it. For more on this subject see the link below. ... more
0 votes 7 answers Share Flag
Tue Jul 29, 2014
Yeimy Ramon asked:
This question was asked from http://www.trulia.com/rental/3161946655-81R-Broad-St-1-Lynn-MA-01902
0 votes 0 Answers Share Flag
Tue Apr 15, 2014
Keith Jean-Pierre answered:
There is no property attached to this question.
0 votes 1 answer Share Flag
Sun Apr 6, 2014
susan dallesandro asked:
Mon Mar 31, 2014
Greer Swiston answered:
We are a free market and therefore everything is negotiable.

That said, I view asking price as an advertising tool. Depending on your market, it could be the hoped for desired price, or it could be the lowest acceptable price. It depends on the market and how well the seller understands the value of his/her house.

As a buyer, it is best to know the fair market value of the property. You base your information on the availability of other properties like it in the market and the value to you and the value to the seller. The free market will determine the rest.

1. If you want the apartment and no one else wants it and the seller must sell, then you could offer less than asking and the seller may accept it.
2. If you want the apartment and there is also other interest by others and the seller is confident that he/she will get his price, you may only get the property if you offer close or at the seller's asking price.
3. If you want the apartment and so do many many other people and the seller is receiving MULTIPLE offers, then if you want to be the one to get the apartment, you may have to offer OVER asking price to security the purchase.

If you aren't workng with an experienced buyer's agent, consider hiring one to help you best negotiate for the property you wish to acquire.
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0 votes 3 answers Share Flag
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