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Lubbock : Real Estate Advice

  • All265
  • Local Info8
  • Home Buying66
  • Home Selling16
  • Market Conditions12

Activity 188
A few hours ago
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

We can do FHA loans with a score as low as 580.

There are generally ways to get your score up to 580 if it's below that.

I'm available almost 24/7.

If you have any questions or need help with this you are welcome to contact me.
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Thu Feb 16, 2017
Sharlettecrawford98 answered:
I need a house for rent for a sex offender that is in Bellevue NE. 68123 That is around 600.00 dollars.
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Thu Nov 17, 2016
Angelica P answered:

Once you activate your listing on Zillow, it will appear on Trulia within 24 hours.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

Thank you for using Trulia!

Consumer Care Advocate
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Mon Oct 10, 2016
Joe Webb asked:
Sun Oct 9, 2016
Riofunbaz1 asked:
I live in Lubbock, Tx currently and I am homeless, had saved money & April 2016 rentban apt. The following July I'm evicted, WHY?? End of July go to get in my car to go to work,…
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Fri Jul 22, 2016
Maricris A answered:

No, Trulia don't offer a trial in our services then charge later. Please be advised that we do not charge consumers for creating/maintaining an account here on Trulia and for searching different properties. We don't let any consumers to pay subscription to any of our services.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:


Consumer Care Advocate
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Tue Jul 19, 2016
Susie Kay answered:
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Wed Jun 29, 2016
Alysse Musgrave answered:
Someone might offer you a loan with a 580 credit score, but it's in your best interest to wait until your score is around 640 before you try to buy a home.

Don't Let Them Make a Monkey Out of You! Follow the links below.

Alysse Musgrave

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available.
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Wed May 25, 2016
Jonathan Lahey of The Lahey Group answered:
I found this conversation from Trulia also, it says Trulia stops allowing us to post our FSBO - ... more
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Wed May 25, 2016
LystHouse answered:
If you are open to working with a real estate brokerage we can list your home on trulia, and thousands of other websites. We only charge 1% on the sellers side and 3% on the buyer's side. If you are not familiar with FSBO, make sure you do your research. Good luck selling your home! Feel free to reach out if you need any assistance. 855-866-8339 ... more
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Sun May 22, 2016
USMortgageRanger answered:
Not on your FHA or any government back mortgage. You can on a conventional mortgage where the lender will charge you a one time .250 for escrow waiver. Keep in mind that you do not have to go with a FHA home loan as this is among the worst loan in the market today. I have a similar portfolio loan that only requires 3% down and no PMI and closing cost can come from a multiple source.

I would be delighted to provide you with some mortgage options, (this does not require us pulling your credit) that will allow you to make the best decision for your family. I can be contacted via my profile information for a FREE no obligation consultation. My Office hours are 08:00 AM-08:00 PM Mon-Fri and Fri and Sat 08:00 AM-06:00 PM CST.

Lowell Sterling
Mortgage Banker
NMLS 968898
Plano TX
Phone (469) 347-3572
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Sun May 22, 2016
Marant asked:
I am coming to Texas Tech to get my Master's in the fall. I am new to Texas and would love a place for me and my dog to live (he is a registered therapy dog), so he is really quiet, well…
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Thu Mar 10, 2016
Scott Godzyk answered:
As an owner you can not, only an agent can post homes for sale and if listed, you have to have your listing agent edit the pictures
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Tue Nov 17, 2015
Wendell Burris answered:
to be honest, I would start working on your credit score and save up some money. This is prob not the answer you would like however it will better help you in the long run when your credit score is up and you get a better interest rate. Contact Chris at Mr. Credit Solutions here in Lubbock. He can help you with your credit score. ... more
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Thu Aug 13, 2015
Let us know if you are still in the market for a horse property. We have a nice 2/1 available.
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Thu Aug 13, 2015
You have probably already found something, but in the future you can try Minnix Properties (806) 535-7846. They have a pretty large inventory of rentals.
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Mon Aug 3, 2015
Richard Obi answered:
Hey there Stacy. I am Richard Obi with Century 21. I don't know if you have found a place yet or not. But here is what I would do. Depending on if you want to live in an apartment or a house. I would get with an apartment locator or rental locator. Typically they don't charge you a fee, they charge the landlord a fee for bringing you to them. However, they have a wide inventory and know which places are more laidback on credit and background, etc. Also, alot of companies have a leasing department such as Century 21, westmark, etc. Generally, they are more strict about placing some sort of deposit. Last but not least good ole Craigslist. Craigslist has a ton of great places for rent where you deal directly with the owner. In this case you would be more likely to negotiate a lower deposit possibly. Just make sure that everything is legit and of course when you meet up with them bring along another adult like your bf for precautionary reasons. Hope that helps. Take Care Stacy.

Richard Obi
Century 21
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Mon Aug 3, 2015
Mykasaba answered:
Has a class Action Lawsuit been filed on developers for water issues at Highland Oaks Subdivision in Lubbock Texas? Is there drainage for heavy rainfall without flooding homes? Have any homes been flooded due to poor engineering for water drainage? Does the county have any records of incidents happening? Thanks ... more
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Wed Jun 3, 2015
Richard Trefflich answered:
Is your question related to purchasing an apartment or renting?

Many years ago a professional real estate investor, who lived off of his rents and bought long term counseled me to purchase my apartment building before purchasing my home. His reasoning behind this was that that the income that the apartments building would generate would help me qualify for a bigger, better home, etc. I would use that as a start. It really depends what your long term goal is. If you are purchasing something that is less than four units you can buy it with as little as 3.5% down FHA or 5% conventional. If you don't have a ton of cash that could be a great move. An apartment building with 5+ units may require 20% to 30% down to purchase.

If you are talking about renting an apartment then if you can get into the house for less than what you would pay for the rent it is usually better. If you are going to be in the area long term I would always buy. If you are there short term then there are other factors that would apply.
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